Middlesex County and North Reading Town property record for 3 Susan Dr, North Reading, MA 01864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,112 sqft · built 1967 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Jun 2023) |
| Tax Bill | $8,309 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:53-P:072 |
| Primary APN | M:53-P:072 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,112 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Basement Area | 1,112 sqft |
| Unfinished Basement | 1,112 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Pool Type | In-Ground Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 SUSAN DR |
|---|---|
| City | NORTH READING |
| State | MA |
| Zip | 01864-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 72.0 |
| Jurisdiction | NORTH READING MA |
| Township / Civil Division | NORTH READING |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 330101 |
Source: Middlesex County and North Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NFM LENDING |
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit LEADER BANK NA |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Nov 19, 2015 · Amount on Record |
| Deed Document Number | 202372230 |
| Deed Book / Page | 81727 / 340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH READING MA |
| Recording Date | Jun 30, 2023 |
| Property Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Document Number | 081727-340 |
| Book / Page | 81727 / 340 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 72230 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Document Number | 0000072231 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 72231 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081335-590 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 81335/590 |
| Instrument | 26395 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 076875-537 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 76875/537 |
| Instrument | 25263 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH READING MA |
| Property Address | 3 SUSAN DR, NORTH READING, MA 01864-2419 |
| Document Number | 73726-424 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 SUSAN DR NORTH READING MA 018642419, NORTH READING, MA 01864-2419 |
| Document Number | 73726-424 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 073726/000424 |
| Instrument | 6939 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2039 |
Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | North Reading Town |
| Unified School District | North Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,309.00 (+4.82%) | $638,200 (+5.14%) Land $423,200 Building $215,000 | $714,235 |
| 2025 | $7,927.00 (+3.84%) | $607,000 (+5.04%) Land $392,000 Building $215,000 | |
| 2024 | $7,634.00 (+11.12%) | $577,900 (+17.67%) Land $362,900 Building $215,000 | |
| 2023 | $6,870.00 | $491,100 Land $351,200 Building $139,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000 |
|---|---|
| Water Source | Purchased surface water from ANDOVER WATER DEPT |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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