3 Susan Ct, River Vale (Westwood), NJ 07675 Property Records

Bergen County and Old Tappan Borough property record for 3 Susan Ct, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	7,971 sqft · built 2000
Lot Size	2.13 acres (93,218 sqft)
Owner	Individual Name on File
Last Sale	$2,400,000 (Nov 2022)
Tax Bill	$46,803 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-00902-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`43-00902-0000-00011`
Alternative APNs	`4300004000000006` `430090200011`

Interior

Stories	2 Stories
Building Area	7,971 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Lot Area	93,218 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	4300004000000006
Street Address	3 SUSAN CT
City	RIVER VALE
State	NJ
Zip	07675-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Description	2.14AC
Legal Subdivision	OLD TAPPAN ESTATES
Legal Block	902
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	OLD TAPPAN
Census Block Group	3
Census Block	3000
Census Tract	24100

Owner

3 Susan Ct is owned and occupied by an individual who bought it in November 2022.

Source: Bergen County and Old Tappan Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SUSAN CT, RIVER VALE, NJ 07675-7478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 13, 2017	Deed of Trust, Mortgage MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Dec 21, 2009 · Amount on File
Deed Document Number	2022107606
Deed Book / Page	4860 / 809
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 14, 2022
Property Address	3 SUSAN CT, RIVER VALE, NJ 07675-7478
Document Number	0048600809
Book / Page	4860 / 809
Instrument Date	Aug 12, 2022
Instrument	2022107606
Transaction Type	Transfer
Record Updated	Dec 23, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4450 TROPEA WAY UNIT 3402, 3402, JACKSONVILLE, FL 32246-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUSAN CT, RIVER VALE, NJ 07675-7478

Mortgage

Document Number	2022107607
Date	Nov 14, 2022
Instrument	2022107607

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Sep 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 SUSAN CT, RIVER VALE, NJ 07675-7478
Document Number	0027910296
Book / Page	002791 / 000296
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 1, 2017
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 SUSAN CT RIVER VALE NJ 076757478, RIVER VALE, NJ 07675-7478

Mortgage

Document Number	0027910296
Date	Nov 21, 2017
Book Page	002791/000296

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	2001 SPRING RD # 100, OAK BROOK, IL 60523-2065

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Susan Ct was $46,803, up 6.5% from the year before.

Source: Bergen County and Old Tappan Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Old Tappan Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Old Tappan Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,746,500 (+87.79%) Land $887,900 Building $2,858,600	$3,746,500 (+87.79%) Land $887,900 Building $2,858,600
2025	$46,803.00 (+6.54%)	$1,995,000 Land $793,400 Building $1,201,600	$1,995,000 Land $793,400 Building $1,201,600
2024	$43,929.00
2023		$1,995,000 Land $793,400 Building $1,201,600	$1,995,000 Land $793,400 Building $1,201,600
2022	$43,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Susan Ct in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	24 (1978–2021)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Susan Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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