3 Surrey Ln, Monroe, CT 06468 Property Records

Monroe Town property record for 3 Surrey Ln, Monroe, CT 06468

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 1,931 sqft · built 1970
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jan 2020)
Tax Bill	$10,082 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05004500`

Property Details

APN / Parcel Number

Primary APN	`05004500`
Alternative APNs	`MNRO M:050 B:045 L:00` `MONR M:050 B:045 L:00` `5004500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,931 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	1,931 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5004500
Street Address	3 SURREY LN
City	MONROE
State	CT
Zip	06468-2257
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RF1
Legal Block	45
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3015
Census Tract	100200

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SURREY LN, MONROE, CT 06468-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Warranty Deed, Transfer GUARANTEED RATE
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL SEC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on Record
Deed Sale	Jan 3, 2020 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Book / Page	2067 / 225
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jan 3, 2020
Property Address	3 SURREY LN, MONROE, CT 06468-2257
Document Number	2067-225
Book / Page	002067 / 000225
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SURREY LN MONROE CT 064682257, MONROE, CT 06468-2257

Mortgage

Document Number	2067-228
Date	Jan 3, 2020
Book Page	002067/000228

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	3 SURREY LN, MONROE, CT 06468-2257
Document Number	2049-190
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SURREY LN MONROE CT 064682257, MONROE, CT 06468-2257

Mortgage

Document Number	2049-190
Date	Aug 2, 2019
Book Page	002049/000190

Lender

Name	MUTUAL SEC CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,082.00 (+4.22%)	$337,410 (-) Land $124,110 Building $213,300	$626,136 (+165.1%)
2025	$9,674.00	$337,410 (+40.7%) Land $124,110 Building $213,300	$236,187 Land $86,877 Building $149,310
2024	$9,674.00 (+7.44%)
2023	$9,004.00 (+1.87%)	$239,800 (-) Land $108,100 Building $131,700
2022	$8,839.00	$239,800 Land $108,100 Building $131,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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