3 Sunshine Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Sunshine Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,105 sqft · built 1997
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$222,000 (Dec 2014)
Tax Bill$4,597 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNA972001808

Property Details

APN / Parcel Number

Primary APNA972001808
Alternative APN
  • 2-0126-7633-00-0075.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,105 sqft Living Area
Gross Area3,717 sqft
1st Floor Area1,180 sqft
Basement Area1,156 sqft
Finished Basement964 sqft
Unfinished Basement192 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area224 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA972001808
Street Address3 SUNSHINE CT
CityO FALLON
StateMO
Zip63368-6894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT DARDENNE BATES VLG LOT 75
Legal SubdivisionVLGS AT DARDENNE BATES VLG
Legal Lot Number75
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group2
Census Block2002
Census Tract311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3 SUNSHINE CT, O FALLON, MO 63368-6894
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2014 · Amount on Record
Deed SaleDec 11, 2014 · Amount on Record
Prior SaleMar 11, 2013 · Amount on Record
Deed Document Number2014690840
Deed Book / Page6279 / 1185
Prior Transfer DateDec 16, 2005
Prior Transfer Doc0043810484
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 SUNSHINE CT, O FALLON, MO 63368-6894
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SUNSHINE CT, O FALLON, MO 63368-6894

Mortgage

Document Number0000019042
DateMay 18, 2023
Instrument2023R-019042
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueJun 1, 2063

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,663 (-)$377,172 (-) Land $75,000 Building $302,172
2025$4,597.00 (+2.45%)$71,663 (+5.51%)$377,172 (+5.51%) Land $75,000 Building $302,172
2024$4,487.00
2023$67,922
2022$357,487 Land $50,000 Building $307,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: i3 Broadband, Verizon.

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