Cumberland Town property record for 3 Sunset Ave, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,573 sqft · built 1952 |
| Lot Size | 0.103 acres (4,487 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,216 (2025) |
| Deeds & Mortgages | Dec 2019 Refinance May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-44 |
| Primary APN | 8913-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,573 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 1,573 sqft |
| Basement Area | 1,254 sqft |
| Unfinished Basement | 1,254 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,487 sqft (0.103 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 8913-44 |
|---|---|
| Street Address | 3 SUNSET AVE |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 88 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 11301 |
Source: Cumberland Town records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SUNSET AVE, CUMBERLAND, RI 02864-5418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 SUNSET AVE, CUMBERLAND, RI 02864-5418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1825-283 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 1825/283 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 SUNSET AVE, CUMBERLAND, RI 02864-5418 |
| Document Number | 1744-497 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 SUNSET AVE CUMBERLAND RI 028645418, CUMBERLAND, RI 02864-5418 |
| Document Number | 1744-497 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 001744/000497 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,216.00 (+5.58%) | $343,600 (-) Land $121,000 Building $222,600 |
| 2023 | $3,993.00 (+0.38%) | $343,600 (+29.46%) Land $121,000 Building $222,600 |
| 2022 | $3,978.00 | $265,400 Land $86,500 Building $178,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 10 (1979–2023) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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