St. Charles County property record for 3 Sunfish Dr, Defiance, MO 63341 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,779 sqft · built 2001 |
| Lot Size | 3.38 acres (147,233 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,500 (Jun 2017) |
| Tax Bill | $6,419 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002943 |
| Primary APN | A860002943 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,779 sqft Living Area |
| Gross Area | 5,283 sqft |
| 1st Floor Area | 1,683 sqft |
| Basement Area | 1,653 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 853 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 147,233 sqft (3.38 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 50 sqft |
| Patio Area | 100 sqft |
| Account Number | A860002943 |
|---|---|
| Street Address | 3 SUNFISH DR |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALLAWAY VALLEY #4 LOT 132 |
| Legal Subdivision | CALLAWAY VALLEY #4 |
| Legal Lot Number | 132 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 312204 |
Source: St. Charles County records · APN A860002943
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JLB CORP |
| Jan 29, 2018 | Deed of Trust, Mortgage GOLDEN OAK LNDG |
| Jun 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2017 · Amount on Record |
| Deed Sale | Jun 22, 2017 · Amount on Record |
| Prior Sale | May 07, 2013 · Amount on Record |
| Deed Document Number | 2017383870 |
| Deed Book / Page | 6763 / 2107 |
| Prior Transfer Date | Apr 08, 2013 |
| Prior Transfer Doc | 0060120684 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | COPPER TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Document Number | 0073782248 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 7378/2248 |
| Instrument | 20200824000610470 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Document Number | 0068751591 |
| Book / Page | 006875 / 001591 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Title Company | CLEAR TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SUNFISH DR DEFIANCE MO 633411637, DEFIANCE, MO 63341-1637 |
| Document Number | 0068751591 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 006875/001591 |
| Instrument | 66390 |
| Name | GOLDEN OAK LNDG |
|---|---|
| Address | GREENWOOD VILLAGE, CO 80111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 05, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2017 |
| Property Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Document Number | 0067632107 |
| Book / Page | 6763 / 2107 |
| Map Reference | MB 24 PG 155 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 20170622000383870 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SUNFISH DR, DEFIANCE, MO 63341-1637 |
| Document Number | 20170622000383880 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 20170622000383880 |
| Name | CORNERSTONE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,419.00 (+9.45%) | $107,211 (+12.74%) | $564,261 (+12.74%) Land $93,602 Building $470,659 |
| 2024 | $5,865.00 | ||
| 2023 | $95,092 | ||
| 2022 | $500,490 Land $78,002 Building $422,488 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833122044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 44% of the US · above 48% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Brightspeed | Fiber | 940 / 940 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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