Stafford County property record for 3 Summit Ter, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,612 sqft · built 1987 |
| Lot Size | 1.92 acres (83,648 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,695 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-14-14 |
| Primary APN | 42-14-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 364 sqft |
| Basement Area | 624 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 83,648 sqft (1.92 acres) |
| View / Lot | Water |
| Garage Type | Basement |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 25190 |
|---|---|
| Old Parcel Number | 042 14 14 |
| Street Address | 3 SUMMIT TER |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-5320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1- AG MIN 3AC |
| Legal Description | LOT 14 SEC 1 1.9203 AC RIVER RIDGE ESTATES |
| Legal Subdivision | RIVER RDG ESTATES SEC 01 |
| Legal Lot Number | 14 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10308 |
3 Summit Ter is owned and occupied by an individual who acquired it in August 2005.
Source: Stafford County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SUMMIT TER, FREDERICKSBURG, VA 22406-5320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2005 |
| Deed Sale | Aug 29, 2005 |
| Deed Document Number | 50034040 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3 Summit Ter was $3,695.
Source: Stafford County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 | $394,500 Land $130,000 Building $264,500 | $394,500 Land $130,000 Building $264,500 |
| 2023 | $3,410.00 | $360,900 Land $130,000 Building $230,900 | $360,900 Land $130,000 Building $230,900 |
| 2021 | $2,552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Summit Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Summit Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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