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3 Summit Rdg, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 3 Summit Rdg, Sturbridge, MA 01566 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 1978
Lot Size2.01 acres (87,556 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Nov 2012)
Tax Bill$7,716 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN620-03023-003

Property Details

APN / Parcel Number

Primary APN620-03023-003
Alternative APNs
  • STUR M:620 B:000 L:3023-003
  • M:620 B:000 L:3023=003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area4,454 sqft
Basement Area1,092 sqft
Finished Basement1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number620-03023-003
Street Address3 SUMMIT RDG
CitySTURBRIDGE
StateMA
Zip01566-1225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUBDIVISION LAND HARVARD
Legal Lot Number3023-3
JurisdictionSTURBRIDGE MA
Township / Civil DivisionSTURBRIDGE
Census Block Group1
Census Block1013
Census Tract758104

Owner

Source: Worcester County and Sturbridge Town records · APN 620-03023-003

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 SUMMIT RDG, STURBRIDGE, MA 01566-1225
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
EASTHAMPTON SAVINGS BANK
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 16, 2012 · Amount on Record
Deed SaleNov 16, 2012 · Amount on Record
Prior SaleMay 21, 1999 · Amount on Record
Deed Document Number201214
Deed Book / Page49972 / 28
Transfer Doc54666-285
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address3 SUMMIT RDG, STURBRIDGE, MA 01566-1225
Transaction TypeMortgage
Record UpdatedSep 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number069524-274
DateAug 16, 2023
Book Page69524/274
Instrument67306
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTURBRIDGE MA
Property Address3 SUMMIT RDG, STURBRIDGE, MA 01566-1225
Document Number59060-348
Instrument DateJun 29, 2018
Transaction TypeMortgage
Record UpdatedJul 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 SUMMIT RDG STURBRIDGE MA 015661225, STURBRIDGE, MA 01566-1225

Mortgage

Document Number59060-348
DateJul 06, 2018
Book Page059060/000348
Instrument68242
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2048

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSturbridge Town
Elementary School DistrictSturbridge School District (PK - 06)
Secondary School DistrictTantasqua School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,716.00 (+1.73%)$484,400 (+5.3%) Land $117,700 Building $366,700$534,755 (+5.18%)
2024$7,585.00 (+2.46%)$460,000 (+12.28%) Land $115,200 Building $344,800$508,440
2023$7,403.00$409,700 Land $100,500 Building $309,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277581041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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