3 Summit Dr, Arden, NC 28704 Property Records

Buncombe County property record for 3 Summit Dr, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2021)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`675096-2020-202`

Property Details

APN / Parcel Number

Primary APN	`675096-2020-202`
Alternative APNs	`9654-85-1919-00000` `965412850933000` `008242454`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Utility Area	35 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Frame Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	253 sqft
Carport	Carport
Carport Area	253 sqft
Parking Spaces	1 Parking Space
Patio Area	300 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	675096-2020-202
Street Address	3 SUMMIT DR
City	ARDEN
State	NC
Zip	28704-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: MOUNTAIN VIEW BLOCK: B LOT: 16 SECTION: 2 PLAT: 0032-0144
Legal Subdivision	MOUNTAIN VIEW
Legal Block	B
Legal Lot Number	16
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2011
Census Tract	2205

Owner

Source: Buncombe County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Sep 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Sep 30, 2022	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Aug 23, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Book / Page	6110 / 560
Last Transfer Date	Sep 23, 2022
Transfer Doc	0062631274
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 13, 2026
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Document Number	6637000948
Book / Page	6637 / 948
Instrument Date	Oct 12, 2026
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	FIESTA TITLE, FIELDSTONE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMIT DR, ARDEN, NC 28704-3015

Mortgage

Document Number	6637000948,
Date	Oct 13, 2026
Book Page	6637/948

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 30, 2026
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Document Number	6588001809
Book / Page	6588 / 1809
Instrument Date	Apr 25, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMIT DR, ARDEN, NC 28704-3015

Mortgage

Document Number	6588001809,
Date	Apr 30, 2026
Book Page	6588/1809

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMIT DR, ARDEN, NC 28704-3015

Mortgage

Document Number	0063521715
Date	Sep 25, 2023
Book Page	6352/1715

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 30, 2022
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Document Number	0062631274
Book / Page	6263 / 1274
Map Reference	MB 32 PG 144
Instrument Date	Sep 23, 2022
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SUMMIT DR, 3, ARDEN, NC 28704-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMIT DR, ARDEN, NC 28704-3015

Mortgage

Document Number	0062631276
Date	Sep 30, 2022
Instrument	6263/1276

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061520945
Date	Nov 23, 2021
Book Page	6152/945

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	NEW YORK, NY 10020

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 23, 2021
Property Address	3 SUMMIT DR, ARDEN, NC 28704-3015
Document Number	0061100560
Book / Page	6110 / 560
Map Reference	MB 32 PG 144
Instrument Date	Aug 23, 2021
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 FARINGTON CIR, 113, FLETCHER, NC 28732-9609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMIT DR, ARDEN, NC 28704-3015

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,447.00 (+4.7%)	$224,600 (-) Land $39,300 Building $185,300	$224,600 (-) Land $39,300 Building $185,300
2024	$1,382.00 (+3.29%)
2023	$1,338.00	$224,600	$224,600 (-) Land $39,300 Building $185,300
2021			$224,600 Land $39,300 Building $185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

Cell Coverage

4G LTE only, no 5G reported

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