Ramsey County property record for 3 Summit Ct, No Oaks, MN 55127
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,552 sqft · built 1998 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,084 (May 1998) |
| Tax Bill | $8,142 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-30-22-23-0008 |
| Primary APN | 16-30-22-23-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| 1st Floor Area | 1,552 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 189453 |
|---|---|
| Street Address | 3 SUMMIT CT |
| City | SAINT PAUL |
| State | MN |
| Zip | 55127-2581 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | THE SUMMITS OF N OAKS CIC325 LOT 3 BLK 1 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 16 |
| Legal Subdivision | THE SUMMITS OF N OAKS CIC325 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | NORTH OAKS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40601 |
3 Summit Ct, a townhouse, is owned and occupied by two individuals who bought it in May 1998.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SUMMIT CT, SAINT PAUL, MN 55127-2581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Commercial Mortgage US BANK NA |
| Aug 6, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Aug 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 1998 · Amount on File |
| Deed Sale | May 5, 1998 · Amount on File |
| Deed Document Number | 1998253908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3 SUMMIT CT, NORTH OAKS, MN 55127-2581 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3 SUMMIT CT, SAINT PAUL, MN 55127-2581 |
| Document Number | 0A04926376 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | A04926376 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55127 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 20, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3 SUMMIT CT, NORTH OAKS, MN 55127-2581 |
| Document Number | 0004724193 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 SUMMIT CT NORTH OAKS MN 551272581, NORTH OAKS, MN 55127-2581 |
| Document Number | 0004724193 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 4724193 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 23, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 3 SUMMIT CT, NORTH OAKS, MN 55127-2581 |
| Document Number | 0002622187 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3 SUMMIT CT NORTH OAKS MN 551272581, NORTH OAKS, MN 55127-2581 |
| Document Number | 0002622187 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 2622187 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 26, 2038 |
The 2025 property tax bill for 3 Summit Ct was $8,142.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | North Oaks City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $711,200 Land $124,800 Building $586,400 | $711,200 Land $124,800 Building $586,400 | |
| 2025 | $8,142.00 | ||
| 2023 | $7,326.00 | $613,500 Land $124,800 Building $488,700 | $613,500 Land $124,800 Building $488,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Summit Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Summit Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Township serves 11,699 people · EPA ID MN1620025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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