Charles County property record for 3 Summit Ct, Indian Head, MD 20640
| Property Type | Commercial |
|---|---|
| Details | 1 ba · 1,280 sqft · built 1987 |
| Lot Size | 0.044 acres (1,938 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,500,000 (Jan 2019) |
| Tax Bill | $2,079 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-081863 |
| Primary APN | 07-081863 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,280 sqft Total Area |
| Utility Area | 48 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,938 sqft (0.044 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 081863 |
|---|---|
| Street Address | 3 SUMMIT CT |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-1826 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | GC |
| Legal Description | LOT 3 - 0.0444 AC SUMMIT PLACE SUB TOWN OF INDIAN HEAD |
| Legal Subdivision | SUMMIT PLACE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 850202 |
Source: Charles County records · APN 07-081863
Assessment roll updated July 1, 2023 · Last verified November 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4338 INDIAN HEAD HWY, INDIAN HEAD, MD 20640-1843 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 02, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 28, 2019 | Deed, Transfer · Commercial Mortgage OLD LINE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 28, 2019 · Amount on Record |
| Deed Sale | Jan 28, 2019 · Amount on Record |
| Deed Document Number | 0000105211 |
| Deed Book / Page | 10521 / 1 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3 SUMMIT CT, INDIAN HEAD, MD 20640-1826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0119780328 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 11978/328 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 28, 2019 |
| Property Address | 3 SUMMIT CT, INDIAN HEAD, MD 20640-1826 |
| Document Number | 0105210001 |
| Book / Page | 10521 / 001 |
| Map Reference | MB 57 FO 344&345 |
| Instrument Date | Jan 16, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 938 E SWAN CREEK RD # 725, 725, FORT WASHINGTON, MD 20744-5250 |
| Investor | Possibly a Property Investor |
| Document Number | 0000105216 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 10521/6 |
| Name | OLD LINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,079.00 | $129,333 | $140,600 Land $62,500 Building $78,100 |
Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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