3 Summit Cir, Bristow, OK 74010 Property Records

Creek County property record for 3 Summit Cir, Bristow, OK 74010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 1984
Lot Size	0.335 acres (14,593 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,000 (Aug 2017)
Tax Bill	$1,947 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38124`

Property Details

APN / Parcel Number

Primary APN	`38124`
Alternative APNs	`5811-00-002-000-0-060-00` `5811-002-000-00-0-060-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,058 sqft Living Area
1st Floor Area	2,058 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,593 sqft (0.335 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38124
Street Address	3 SUMMIT CIR
City	BRISTOW
State	OK
Zip	74010-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTRIDGE EST. LOT 6 & 7 LESS PT OF LOT 7 BLOCK 2
Legal Range	09E
Legal Township	16N
Legal Section	31
Legal Subdivision	WESTRIDGE EST
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	CREEK OK
Township / Civil Division	BRISTOW
Census Block Group	1
Census Block	1058
Census Tract	20900

Owner

Source: Creek County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SUMMIT CIR, BRISTOW, OK 74010-3330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 8, 2017	Warranty Deed, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on Record
Deed Sale	Aug 8, 2017 · Amount on Record
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Document Number	20179513
Deed Book / Page	1099 / 185
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CREEK OK
Property Address	3 SUMMIT CIR, BRISTOW, OK 74010-3330
Transaction Type	Mortgage
Record Updated	Dec 6, 2021
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013410592
Date	Oct 29, 2021
Book Page	1341/592
Instrument	2021-015108

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CREEK OK
Property Address	3 SUMMIT CIR, BRISTOW, OK 74010-3330
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	ELITE TITLE COMPANY INC, ELITE TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013240635
Date	Aug 2, 2021
Book Page	1324/635
Instrument	2021-010759

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CREEK OK
Recording Date	Aug 8, 2017
Property Address	3 SUMMIT CIR, BRISTOW, OK 74010-3330
Document Number	0010990185
Book / Page	1099 / 0185
Instrument Date	Jul 28, 2017
Instrument	2017-009513
Transaction Type	Transfer
Record Updated	Feb 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 SUMMIT CIR, BRISTOW, OK 74010-3330

Mortgage

Document Number	2017009514
Date	Aug 8, 2017
Instrument	2017-009514

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Creek County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Creek County
Municipality	Bristow City
Unified School District	Bristow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,800 (+5%) Land $2,304 Building $18,496	$173,332 (+0.96%) Land $19,200 Building $154,132
2025	$1,947.00 (-0.1%)	$19,809 (+5%) Land $2,520 Building $17,289	$171,687 (-5.61%) Land $24,000 Building $147,687
2024	$1,949.00 (+13.12%)	$18,866 (+5%) Land $2,400 Building $16,466	$181,895 (+9.09%) Land $20,000 Building $161,895
2023	$1,723.00	$17,968 Land $2,400 Building $15,568	$166,733 Land $20,000 Building $146,733

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 83% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOW MUNICIPAL AUTHORITY serves 3,700 people · EPA ID OK2001910
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	52 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Vyve Broadband Cable	2,000 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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