3 Summit Ave, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 3 Summit Ave, Winchester, MA 01890 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,794 sqft · built 1910
Lot Size	0.233 acres (10,141 sqft)
Owner	2 Individual Names on File
Last Sale	$2,100,000 (May 2023)
Tax Bill	$202 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:005 B:0272 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:005 B:0272 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,794 sqft Living Area
Gross Area	4,833 sqft
Basement Area	1,322 sqft
Unfinished Basement	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	10,141 sqft (0.233 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 SUMMIT AVE
City	WINCHESTER
State	MA
Zip	01890-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	272
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records · APN WINC M:005 B:0272 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 SUMMIT AVE, WINCHESTER, MA 01890-3035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 04, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Aug 30, 2017	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK
Nov 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2023 · Amount on Record
Deed Sale	May 04, 2023 · Amount on Record
Prior Sale	Jul 07, 2016 · Amount on Record
Deed Book / Page	81495 / 180
Transfer Doc	44867-151
Record Updated	Jun 08, 2026

May 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	May 04, 2023
Property Address	3 SUMMIT AVE, WINCHESTER, MA 01890-3035
Document Number	081495-180
Book / Page	81495 / 180
Instrument Date	May 03, 2023
Instrument	45501
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 SUMMIT AVE, WINCHESTER, MA 01890-3035

Mortgage

Document Number	0000045502
Date	May 04, 2023
Instrument	45502

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	3 SUMMIT AVE, WINCHESTER, MA 01890-3035
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69859-106
Date	Aug 30, 2017
Book Page	69859/106
Instrument	140074

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.35%

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Nov 22, 2019
Property Address	3 SUMMIT AVE, WINCHESTER, MA 01890-3035
Document Number	73703-22
Book / Page	073703 / 000022
Instrument Date	Nov 14, 2019
Instrument	4525
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 SUMMIT AVE WINCHESTER MA 018903035, WINCHESTER, MA 01890-3035

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$202.00 (-98.95%)	$1,826,100 (+7.74%) Land $926,700 Building $899,400	$2,192,315
2024	$19,203.00 (+1.05%)	$1,694,900 (+5.25%) Land $860,500 Building $834,400
2023	$19,003.00	$1,610,400 Land $794,400 Building $816,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2001–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2010 · 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

May also be available at this address: AT&T, Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures