Essex County and Rockport Town property record for 3 Summit Ave, Rockport, MA 01966
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,372 sqft · built 1910 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Jul 2007) |
| Tax Bill | $5,613 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ROCK M:11 B:39 |
| Primary APN | ROCK M:11 B:39 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,296 sqft |
| 1st Floor Area | 700 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 873 |
|---|---|
| Street Address | 3 SUMMIT AVE |
| City | ROCKPORT |
| State | MA |
| Zip | 01966-1410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 39 |
| Legal Lot Number | 39 |
| Jurisdiction | ROCKPORT MA |
| Township / Civil Division | ROCKPORT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 220102 |
3 Summit Ave is owned and occupied by two individuals who bought it in July 2007.
Source: Essex County and Rockport Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SUMMIT AVE, ROCKPORT, MA 01966-1410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOWELL CMNTY LN FUND INC |
| May 7, 2018 | Quit Claim Deed, Transfer · ARM CAPE ANN SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2007 · Amount on File |
| Deed Sale | Jul 30, 2007 · Amount on File |
| Prior Sale | Jul 29, 1992 · Amount on File |
| Deed Book / Page | 27062 / 297 |
| Transfer Doc | 36698-457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKPORT MA |
| Property Address | 3 SUMMIT AVE, ROCKPORT, MA 01966-1410 |
| Document Number | 38963-332 |
| Instrument Date | Sep 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 SUMMIT AVE ROCKPORT MA 019661410, ROCKPORT, MA 01966-1410 |
| Document Number | 38963-332 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 038963/000332 |
| Instrument | 22001530 |
| Name | LOWELL CMNTY LN FUND INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKPORT MA |
| Recording Date | May 7, 2018 |
| Property Address | 3 SUMMIT AVE, ROCKPORT, MA 01966-1410 |
| Document Number | 36698-457 |
| Book / Page | 36698 / 457 |
| Instrument | 180507002690 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $38.68 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SUMMIT AVE, ROCKPORT, MA 01966-1410 |
| Document Number | 36698-459 |
|---|---|
| Date | May 7, 2018 |
| Book Page | 36698/459 |
| Instrument | 180507002700 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Margin | 3 |
The 2025 property tax bill for 3 Summit Ave was $5,613, up 7.8% from the year before.
Source: Essex County and Rockport Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rockport Town |
| Unified School District | Rockport School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,613.00 (+7.84%) | $640,700 (+3.64%) Land $316,300 Building $324,400 | $688,275 |
| 2024 | $5,205.00 (+7.67%) | $618,200 (+20.6%) Land $301,300 Building $316,900 | |
| 2023 | $4,834.00 | $512,600 Land $251,000 Building $261,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Summit Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKPORT WATER DEPT serves 10,000 people · EPA ID MA3252000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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