3 Summer St, Sandwich, MA 02563 Property Records

Barnstable County and Sandwich Town property record for 3 Summer St, Sandwich, MA 02563

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,578 sqft · built 1955
Lot Size0.28 acres (12,197 sqft)
OwnerTrust Name on File
Last Sale$426,000 (Oct 2018)
Tax Bill$7,034 (2025)
Deeds & MortgagesApr 2020 Refinance
Jun 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNSAND M:0073 B:0037

Property Details

APN / Parcel Number

Primary APNSAND M:0073 B:0037
Alternative APN
  • 10238

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,578 sqft Living Area
Gross Area2,644 sqft
1st Floor Area1,330 sqft
AtticAttic
Attic Area248 sqft
Basement Area750 sqft
Unfinished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1988
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10238
Street Address3 SUMMER ST
CitySANDWICH
StateMA
Zip02563-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block37
JurisdictionSANDWICH MA
Township / Civil DivisionSANDWICH
Census Block Group3
Census Block3054
Census Tract13300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Town Hall Square Historic District Boundary Increase
listed 2010 · 161 contributing resources · NRIS 10000752

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3 Summer St is owner-occupied and held in a trust since June 2020.

Source: Barnstable County and Sandwich Town records, as of July 20, 2026

Owner of RecordTrust Name on File
Mailing Address3 SUMMER ST, SANDWICH, MA 02563-2215
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Jun 16, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 17, 2018Quit Claim Deed, Transfer
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 17, 2018 · Amount on File
Deed SaleOct 17, 2018 · Amount on File
Prior SaleJul 5, 2000 · Amount on File
Deed Book / Page31600 / 119
Last Transfer DateJun 2, 2020
Transfer Doc32989-216
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANDWICH MA
Property Address3 SUMMER ST, SANDWICH, MA 02563-2215
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32843-58
DateApr 21, 2020
Book Page32843/58
Instrument18902
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANDWICH MA
Recording DateJun 16, 2020
Property Address3 SUMMER ST, SANDWICH, MA 02563-2215
Document Number32989-216
Book / Page032989 / 000216
Instrument DateJun 2, 2020
Instrument28798
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3 SUMMER ST SANDWICH MA 025632215, SANDWICH, MA 02563-2215

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANDWICH MA
Recording DateOct 17, 2018
Property Address3 SUMMER ST, SANDWICH, MA 02563-2215
Document Number31600-119
Book / Page31600 / 119
Instrument51449
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$45.17
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number316000122
DateOct 17, 2018
Instrument31600/0122
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record
Term360 Months
DueOct 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3 Summer St was $7,034.

Source: Barnstable County and Sandwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionSandwich Town
Unified School DistrictSandwich School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,034.00$665,500 Land $359,700 Building $305,800$679,345
2023$5,614.00$488,200 Land $221,900 Building $266,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Summer St in Zone X, an area of minimal flood risk, though there have been 60 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 92 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies92 in force
Nearby Flood Claims60 (1978–2026)
Claims Outside the SFHA23 of 60
Most Recent ClaimFeb 2026 · Severe Winter Storm And Snowstorm
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 6 claims
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 15 claims
  • Coastal Storm, Oct 1991 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Summer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANDWICH WATER DISTRICT
serves 23,000 people · EPA ID MA4261000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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