3 Summer St, Newport, RI 02840 Property Records

Newport City property record for 3 Summer St, Newport, RI 02840

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,688 sqft · built 1895
Lot Size	0.111 acres (4,848 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,564 (2025)
Deeds & Mortgages	Apr 2023 Transfer Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R00549`

Property Details

APN / Parcel Number

Primary APN	`R00549`
Alternative APN	`NEWP M:007 B:0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,688 sqft Living Area
Gross Area	4,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1987
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,848 sqft (0.111 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R00549
Street Address	3 SUMMER ST
City	NEWPORT
State	RI
Zip	02840-1729
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R10
Legal Block	30
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	2
Census Block	2003
Census Tract	40600

Owner

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3 SUMMER ST, NEWPORT, RI 02840-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANKNEWPORT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 5, 2023
Transfer Doc	003138-122
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWPORT RI
Recording Date	Apr 11, 2023
Property Address	3 SUMMER ST, NEWPORT, RI 02840-1729
Document Number	003138-122
Book / Page	3138 / 122
Instrument Date	Apr 5, 2023
Instrument	147247
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SUMMER ST, NEWPORT, RI 02840-1729

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	3 SUMMER ST, NEWPORT, RI 02840-1729
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3038-209
Date	Oct 8, 2021
Book Page	3038/209
Instrument	139268

Lender

Name	BANKNEWPORT

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,564.00 (+10.71%)	$914,200 (+52.95%) Land $218,500 Building $695,700	$1,043,337
2023	$5,929.00 (+3.22%)	$597,700 (-) Land $154,400 Building $443,300
2022	$5,744.00	$597,700 Land $154,400 Building $443,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 980 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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