Hancock County and Bar Harbor Town property record for 3 Summer St, Bar Harbor, ME 04609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,061 sqft · built 1920 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Mar 2024) |
| Tax Bill | $4,345 (2024) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-045-000 |
| Primary APN | 104-045-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,061 sqft Living Area |
| Gross Area | 1,796 sqft |
| 1st Floor Area | 567 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 104-045-000 |
|---|---|
| Street Address | 3 SUMMER ST |
| City | BAR HARBOR |
| State | ME |
| Zip | 04609-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 45 |
| Jurisdiction | BAR HARBOR ME |
| Township / Civil Division | BAR HARBOR |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 965900 |
3 Summer St is owned and occupied by an individual who bought it in March 2024.
Source: Hancock County and Bar Harbor Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 SUMMER ST, BAR HARBOR, ME 04609-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ALLY BANK |
| Aug 6, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2024 · Amount on File |
| Deed Sale | Mar 15, 2024 · Amount on File |
| Prior Sale | Aug 6, 2021 · Amount on File |
| Deed Document Number | 20242657 |
| Deed Book / Page | 7314 / 169 |
| Prior Transfer Date | Mar 14, 2024 |
| Prior Transfer Doc | 0073140169 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Recording Date | Mar 15, 2024 |
| Property Address | 3 SUMMER ST, BAR HARBOR, ME 04609-1423 |
| Document Number | 0073140169 |
| Book / Page | 7314 / 169 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 2024002657 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 WATER ST # 2B, 2B, BLUE HILL, ME 04614-5231 |
| Document Number | 2024002658 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2024002658 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Recording Date | Aug 6, 2021 |
| Property Address | 3 SUMMER ST, BAR HARBOR, ME 04609-1423 |
| Document Number | 0071440305 |
| Book / Page | 7144 / 305 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021013861 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 614 CAPITAL BLVD, RALEIGH, NC 27603-1148 |
| Document Number | 2021013862 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021013862 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAR HARBOR ME |
| Property Address | 3 SUMMER ST, BAR HARBOR, ME 04609-1423 |
| Document Number | 0000004784 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3 SUMMER ST BAR HARBOR ME 046091423, BAR HARBOR, ME 04609-1423 |
| Document Number | 0000004784 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 4784 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | DAMARISCOTTA |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 17, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Hancock County and Bar Harbor Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Hancock County |
| County Subdivision | Bar Harbor Town |
| Elementary School District | Bar Harbor (KG - 08) |
| Secondary School District | Mount Desert Community School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $4,345.00 (+16.8%) | $432,800 (+0.98%) Land $274,600 Building $158,200 |
| 2023 | $3,720.00 (+10.09%) | $428,600 (+18.23%) Land $274,600 Building $154,000 |
| 2022 | $3,379.00 | $362,500 Land $232,300 Building $130,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Summer St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BAR HARBOR- WATER DIVISION serves 4,443 people · EPA ID ME0090120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures