3 Summer Dr, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 3 Summer Dr, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 5,917 sqft · built 2004
Lot Size1.42 acres (62,134 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Oct 2021)
Tax Bill$27,984 (2025)
Deeds & MortgagesOct 2021 Sale
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN17-00088-05-00011

Property Details

APN / Parcel Number

Primary APN17-00088-05-00011
Alternative APNs
  • 1700088000500011
  • 4877052

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area5,917 sqft Living Area
1st Floor Area3,848 sqft
Upper Floors Area2,439 sqft
Basement Area3,122 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area62,134 sqft
Lot Dimensions289 ft deep x 215 ft wide
Garage TypeBuilt-in
Garage Area726 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1,125 sqft
PorchOpen Porch
Deck Area534 sqft
Patio Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number4877052
Street Address3 SUMMER DR
CityFREEHOLD
StateNJ
Zip07728-8643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal SubdivisionCLAYTON FARMS
Legal Block88.5
Legal Lot Number11
JurisdictionMONMOUTH NJ
Township / Civil DivisionFREEHOLD
Census Block Group1
Census Block1011
Census Tract810503

Owner

3 Summer Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address3 SUMMER DR, FREEHOLD, NJ 07728-8643
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Bargain and Sale Deed, Transfer
COUNSELLORS TITLE AGENCY INC
May 24, 2017Deed of Trust, Mortgage · Line of Credit
CITIBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2021 · Amount on File
Deed SaleOct 22, 2021 · Amount on File
Prior SaleApr 22, 2004 · Amount on File
Deed Document Number2021156573
Deed Book / Page9553 / 2458
Record UpdatedOct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONMOUTH NJ
Recording DateOct 22, 2021
Property Address3 SUMMER DR, FREEHOLD, NJ 07728-8643
Document Number0095532458
Book / Page9553 / 2458
Instrument DateOct 13, 2021
Instrument2021156573
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyCOUNSELLORS TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$26,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 MERMAID RD, 2, TOMS RIVER, NJ 08753-4738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3 SUMMER DR, FREEHOLD, NJ 07728-8643

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 SUMMER DR, FREEHOLD, NJ 07728-8643
Document Number0000063393
Instrument DateMay 24, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 SUMMER DR FREEHOLD NJ 077288643, FREEHOLD, NJ 07728-8643

Mortgage

Document Number0000063393
DateJul 6, 2017
Book Page009233/008881
Instrument63393
Lender
NameCITIBANK
TypeFederal Savings Bank
Address701 E 60TH ST N, SIOUX FALLS, SD 57104-0432
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 5, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Summer Dr was $27,984, up 13.3% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionFreehold Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictFreehold Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,640,300 (-0.24%) Land $509,000 Building $1,131,300$1,640,300 (-0.24%) Land $509,000 Building $1,131,300
2025$27,984.00 (+13.27%)$1,644,200 Land $534,000 Building $1,110,200$1,644,200 Land $534,000 Building $1,110,200
2024$24,706.00
2023$1,300,000 Land $376,400 Building $923,600$1,300,000 Land $376,400 Building $923,600
2022$22,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Summer Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Summer Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEHOLD TWP WATER DEPT
serves 29,831 people · EPA ID NJ1316001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable · Fiber in parts of the area
940 / 35
AT&T
Fixed Wireless
100 / 20

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