Essex County and Gloucester City property record for 3 Sumac Ln, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,358 sqft · built 1866 |
| Lot Size | 0.198 acres (8,640 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $14,242 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Jan 2021 Line of Credit + 6 more |
| Flood Zone | Zone AE (high risk) |
| APN | GLOU M:0128 B:0031 L:0000 |
| Primary APN | GLOU M:0128 B:0031 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 3,063 sqft |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 1866 |
|---|---|
| Effective Year Built | Effective 1866 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,640 sqft (0.198 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 SUMAC LN |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-4114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 31 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records · APN GLOU M:0128 B:0031 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE BANK |
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Aug 08, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Nov 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION |
| Oct 08, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP |
| Mar 15, 2017 | Deed of Trust, Mortgage · Line of Credit INST SVGS NEWBURYPORT |
| Oct 08, 2020 | Correction Deed NOT AVAILABLE |
| Apr 05, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 2004 |
| Deed Sale | Jun 08, 2004 |
| Deed Book / Page | 22961 / 7 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042678-460 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 42678/460 |
| Instrument | 20250424000910 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 039424-477 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 39424/477 |
| Instrument | 20210119003930 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0041117-51 |
|---|---|
| Date | Aug 08, 2022 |
| Book Page | 41117/51 |
| Instrument | 20220808001920 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 041877-201 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 41877/201 |
| Instrument | 20231128001440 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 039036-483 |
|---|---|
| Date | Oct 08, 2020 |
| Book Page | 39036/483 |
| Instrument | 20201008004860 |
| Name | SALEM FIVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35733-206 |
|---|---|
| Date | Mar 15, 2017 |
| Book Page | 35733/206 |
| Instrument | 69 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 08, 2020 |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Document Number | 39036-478 |
| Book / Page | 039036 / 000478 |
| Instrument Date | Sep 03, 2020 |
| Instrument | 8004840 |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3 SUMAC LN GLOUCESTER MA 019304114, GLOUCESTER, MA 01930-4114 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 SUMAC LN, GLOUCESTER, MA 01930-4114 |
| Document Number | 36639-344 |
| Instrument Date | Apr 05, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Document Number | 36639-344 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 036639/000344 |
| Instrument | 1804103620 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 09, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,242.00 (+2.88%) | $1,465,200 (+2.99%) Land $897,900 Building $567,300 | $2,457,555 |
| 2024 | $13,843.00 | $1,422,700 Land $855,400 Building $567,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Rocky Neck Historic District (Additional Documentation) listed 2017 · 217 contributing resources · NRIS 100001502 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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