3 Stowell St, Leeds, MA 01053 Property Records

Hampshire County and Northampton City property record for 3 Stowell St, Leeds, MA 01053

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1953
Lot Size0.215 acres (9,378 sqft)
Owner2 Individual Names on File
Last Sale$150,000 (Jan 2003)
Tax Bill$4,721 (2025)
Deeds & MortgagesJul 2022 Line of Credit
May 2026 Mortgage
+ 1 more
APNNHAM M:011C B:0028 L:0001

Property Details

APN / Parcel Number

Primary APNNHAM M:011C B:0028 L:0001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area9,378 sqft (0.215 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 STOWELL ST
CityLEEDS
StateMA
Zip01053-9705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURA
Legal SubdivisionFLORENTINE MANOR
Legal Block28
Legal Lot Number1
JurisdictionNORTHAMPTON MA
Township / Civil DivisionNORTHAMPTON
Census Block Group4
Census Block4020
Census Tract821700

Owner

3 Stowell St is owned and occupied by two individuals who acquired it in May 2026.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address3 STOWELL ST, LEEDS, MA 01053-9705
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
EASTHAMPTON SAVINGS BANK
May 26, 2026Quit Claim Deed, Transfer · Conventional Mortgage
FLORENCE BK
Dec 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2003 · Amount on File
Deed SaleJan 31, 2003 · Amount on File
Deed Book / Page7016 / 55
Last Transfer DateMay 19, 2026
Transfer Doc015727-226
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address3 STOWELL ST, LEEDS, MA 01053-9705
Transaction TypeMortgage
Record UpdatedJun 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014626-70
DateJul 25, 2022
Book Page14626/70
Instrument15507
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHAMPTON MA
Recording DateMay 26, 2026
Property Address3 STOWELL ST, LEEDS, MA 01053-9705
Document Number015727-226
Book / Page15727 / 226
Instrument DateMay 19, 2026
Instrument20267789
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
InvestorPossibly a Property Investor

Mortgage

DateMay 26, 2026
Lender
NameFLORENCE BK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.88%
Initial TypeAdjustable Rate
Type Change DateJun 1, 2031
Index1-Year CMT
Margin3
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON MA
Property Address3 STOWELL ST, LEEDS, MA 01053-9705
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13898-114
DateDec 15, 2020
Book Page13898/114
Instrument26970
Lender
NameEASTHAMPTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term193 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3 Stowell St was $4,721.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
MunicipalityNorthampton City
Unified School DistrictNorthampton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,721.00$338,900 Land $118,800 Building $220,100$370,310 (+3.04%)
2024$359,385
2023$4,174.00$263,500 Land $108,000 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Stowell St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Stowell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHAMPTON WATER DIVISION
serves 29,571 people · EPA ID MA1214000
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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