3 Stowell Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 3 Stowell Rd, Winchester, MA 01890 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,030 sqft · built 1928
Lot Size0.335 acres (14,593 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Aug 2023)
Tax Bill$152 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNWINC M:006 B:0386 L:0

Property Details

APN / Parcel Number

Primary APNWINC M:006 B:0386 L:0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,030 sqft Living Area
Gross Area5,048 sqft
Basement Area925 sqft
Unfinished Basement925 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,593 sqft (0.335 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Street Address3 STOWELL RD
CityWINCHESTER
StateMA
Zip01890-3911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block386
JurisdictionWINCHESTER MA
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2008
Census Tract338500

Owner

Source: Middlesex County and Winchester Town records · APN WINC M:006 B:0386 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 STOWELL RD, WINCHESTER, MA 01890-3911
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WINCHESTER SAVINGS BANK
Jul 02, 2018Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI
Aug 14, 2017Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/RI

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2023 · Amount on Record
Deed SaleAug 24, 2023 · Amount on Record
Prior SaleJul 19, 2016
Deed Document Number202395613
Deed Book / Page81924 / 532
Transfer Doc67643-528
Record UpdatedJun 08, 2026

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINCHESTER MA
Recording DateAug 24, 2023
Property Address3 STOWELL RD, WINCHESTER, MA 01890-3911
Document Number081924-532
Book / Page81924 / 532
Instrument DateAug 24, 2023
Instrument95613
Transaction TypeTransfer
Record UpdatedSep 08, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 STOWELL RD, WINCHESTER, MA 01890-3911

Mortgage

Document Number0000095614
DateAug 24, 2023
Instrument95614
Lender
NameWINCHESTER SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 01, 2033
Max Rate At Change2.75%
Index1-Year CMT

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address3 STOWELL RD, WINCHESTER, MA 01890-3911
Document Number71339-515
Instrument DateJul 02, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 STOWELL RD WINCHESTER MA 018903911, WINCHESTER, MA 01890-3911

Mortgage

Document Number71339-515
DateJul 19, 2018
Book Page071339/000515
Instrument107812
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER MA
Property Address3 STOWELL RD, WINCHESTER, MA 01890-3911
Document Number69873-200
Book / Page069873 / 000200
Instrument DateAug 14, 2017
Transaction TypeMortgage
Record UpdatedSep 19, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust

Mortgage

Document Number69873-200
DateSep 01, 2017
Book Page069873/000200
Instrument141881
Lender
NameCITIZENS BK/RI
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$152.00 (-98.9%)$1,373,800 (+12.81%) Land $912,600 Building $461,200$1,369,520
2024$13,798.00 (+1.99%)$1,217,800 (+6.22%) Land $847,400 Building $370,400
2023$13,529.00$1,146,500 Land $782,200 Building $364,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2001–2006)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2006, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2006 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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