Middlesex County and Winchester Town property record for 3 Stowell Rd, Winchester, MA 01890 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,030 sqft · built 1928 |
| Lot Size | 0.335 acres (14,593 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Aug 2023) |
| Tax Bill | $152 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:006 B:0386 L:0 |
| Primary APN | WINC M:006 B:0386 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,030 sqft Living Area |
| Gross Area | 5,048 sqft |
| Basement Area | 925 sqft |
| Unfinished Basement | 925 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,593 sqft (0.335 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 STOWELL RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 386 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 338500 |
Source: Middlesex County and Winchester Town records · APN WINC M:006 B:0386 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 STOWELL RD, WINCHESTER, MA 01890-3911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 24, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINCHESTER SAVINGS BANK |
| Jul 02, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Aug 14, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2016 |
| Deed Document Number | 202395613 |
| Deed Book / Page | 81924 / 532 |
| Transfer Doc | 67643-528 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Aug 24, 2023 |
| Property Address | 3 STOWELL RD, WINCHESTER, MA 01890-3911 |
| Document Number | 081924-532 |
| Book / Page | 81924 / 532 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 95613 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 STOWELL RD, WINCHESTER, MA 01890-3911 |
| Document Number | 0000095614 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 95614 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Sep 01, 2033 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 STOWELL RD, WINCHESTER, MA 01890-3911 |
| Document Number | 71339-515 |
| Instrument Date | Jul 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 STOWELL RD WINCHESTER MA 018903911, WINCHESTER, MA 01890-3911 |
| Document Number | 71339-515 |
|---|---|
| Date | Jul 19, 2018 |
| Book Page | 071339/000515 |
| Instrument | 107812 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 3 STOWELL RD, WINCHESTER, MA 01890-3911 |
| Document Number | 69873-200 |
| Book / Page | 069873 / 000200 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 69873-200 |
|---|---|
| Date | Sep 01, 2017 |
| Book Page | 069873/000200 |
| Instrument | 141881 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $152.00 (-98.9%) | $1,373,800 (+12.81%) Land $912,600 Building $461,200 | $1,369,520 |
| 2024 | $13,798.00 (+1.99%) | $1,217,800 (+6.22%) Land $847,400 Building $370,400 | |
| 2023 | $13,529.00 | $1,146,500 Land $782,200 Building $364,300 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2001–2006) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2006, rainfall accumulation, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 489 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
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