3 Stony Ln, Smithfield, RI 02917 Property Records

Smithfield Town property record for 3 Stony Ln, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,224 sqft · built 1995
Lot Size0.729 acres (31,761 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (Jun 2026)
Tax Bill$7,498 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN3-0424-94

Property Details

APN / Parcel Number

Primary APN3-0424-94
Alternative APN
  • SMIT M:43 B:000 L:143 U

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,224 sqft Living Area
Gross Area4,006 sqft
1st Floor Area1,266 sqft
Basement Area308 sqft
Unfinished Basement308 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area31,761 sqft (0.729 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3-0424-94
Street Address3 STONY LN
CitySMITHFIELD
StateRI
Zip02917-2444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Lot Number143
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2034
Census Tract12601

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 NORTH ST, RIVERSIDE, RI 02915-4508
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer · Stand-Alone First Mortgage
PROVINCE MORTGAGE ASSOCIATES
Aug 1, 2025Deed of Trust, Mortgage · Line of Credit
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleNov 1, 2004 · Amount on Record
Deed Document Number20261595
Deed Book / Page1597 / 314
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSMITHFIELD RI
Recording DateJun 30, 2026
Property Address3 STONY LN, SMITHFIELD, RI 02917-2444
Document Number0000001595
Book / Page1597 / 314
Instrument DateJun 29, 2026
Instrument20261595
Transaction TypeTransfer
Record UpdatedJul 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address14 NORTH ST, RIVERSIDE, RI 02915-4508

Mortgage

DateJun 30, 2026
Lender
NamePROVINCE MORTGAGE ASSOCIATES
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address3 STONY LN, SMITHFIELD, RI 02917-2444
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001555-37
DateAug 1, 2025
Book Page1555/37
Instrument2025-1924
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,498.00 (+18.66%)$605,200 (+31.39%) Land $185,800 Building $419,400$728,911
2023$6,319.00 (+2.68%)$460,600 (-) Land $158,000 Building $302,600
2022$6,154.00$460,600 Land $158,000 Building $302,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Most Recent ClaimApr 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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