Albany County and Colonie Town property record for 3 Stonegate Ct, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,831 sqft · built 1989 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Dec 2025) |
| Tax Bill | $6,793 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 42.20-9-31 |
| Primary APN | 012689 42.20-9-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Living Area |
| 1st Floor Area | 931 sqft |
| 2nd Floor Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04202000090310000000 |
|---|---|
| Street Address | 3 STONEGATE CT |
| City | ALBANY |
| State | NY |
| Zip | 12205-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | N-175 OSBORNE E-1 |
| Legal Subdivision | STONEGATE HILLS |
| Legal Block | 9 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 13708 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 FAIRLAWN AVE, ALBANY, NY 12203-1934 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Aug 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on Record |
| Deed Sale | Dec 4, 2025 · Amount on Record |
| Prior Sale | Aug 15, 2023 · Amount on Record |
| Deed Document Number | 202522052 |
| Prior Transfer Date | Jul 7, 2010 |
| Prior Transfer Doc | 0029830598 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 STONEGATE CT, ALBANY, NY 12205-1862 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12 FAIRLAWN AVE, ALBANY, NY 12203-1934 |
| Document Number | 0000002053 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | R2025-22053 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 STONEGATE CT, ALBANY, NY 12205-1862 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 407 CONSAUL RD, SCHENECTADY, NY 12304-2503 |
| Document Number | 0000004457 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | R2023-14457 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,793.00 (-2.68%) | ||
| 2025 | $6,980.00 (+20.47%) | $150,500 (-) Land $37,600 Building $112,900 | $344,400 (+16.71%) Land $86,043 Building $258,357 |
| 2023 | $150,500 (-) Land $37,600 Building $112,900 | $295,100 (+9.31%) Land $73,726 Building $221,374 | |
| 2022 | $150,500 Land $37,600 Building $112,900 | $269,955 Land $67,444 Building $202,511 | |
| 2021 | $5,794.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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