Fluvanna County property record for 3 Stonefield Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,320 sqft · built 2004 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Jul 2023) |
| Tax Bill | $2,365 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 1 150 |
| Primary APN | 18A 1 150 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Gross Area | 2,980 sqft |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 1,320 sqft |
| Unfinished Basement | 784 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 128 sqft |
| Carport | Carport |
| Carport Area | 128 sqft |
| Porch | Porch |
| Porch Area | 20 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2822 |
|---|---|
| Street Address | 3 STONEFIELD RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 210006145 ASHLAWN-1 LOT 150 12,000 SF |
| Legal Subdivision | ASHLAWN |
| Legal Block | 15 |
| Legal Lot Number | 150 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20104 |
3 Stonefield Rd is owned and occupied by an individual who bought it in July 2023.
Source: Fluvanna County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 STONEFIELD RD, PALMYRA, VA 22963-3318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO |
| Oct 27, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2023 · Amount on File |
| Deed Sale | Jul 6, 2023 · Amount on File |
| Prior Sale | Feb 15, 2007 · Amount on File |
| Deed Document Number | 20231878 |
| Prior Transfer Date | Dec 19, 2007 |
| Prior Transfer Doc | 000752/800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3 STONEFIELD RD, PALMYRA, VA 22963-3318 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0210006146 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 210006146 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Oct 27, 2017 |
| Property Address | 3 STONEFIELD RD, PALMYRA, VA 22963-3318 |
| Document Number | 0001703485 |
| Map Reference | PB 74 PG 494 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 1703485 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 STONEFIELD RD, PALMYRA, VA 22963-3318 |
The 2025 property tax bill for 3 Stonefield Rd was $2,365, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,300 (-) Land $30,000 Building $283,300 | $313,300 (-) Land $30,000 Building $283,300 | |
| 2025 | $2,365.00 (+0.68%) | $313,300 Land $30,000 Building $283,300 | $313,300 Land $30,000 Building $283,300 |
| 2024 | $2,349.00 | ||
| 2023 | $221,600 Land $30,000 Building $191,600 | $221,600 Land $30,000 Building $191,600 | |
| 2022 | $1,870.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Stonefield Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Stonefield Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
May also be available: Brightspeed, Verizon.
5G and 4G LTE (outdoors only)
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