3 Stonecutter Ct, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 3 Stonecutter Ct, Gaithersburg, MD 20878

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,898 sqft · built 1989
Lot Size0.297 acres (12,934 sqft)
Owner2 Individual Names on Record
Last Sale$782,000 (Jun 2014)
Tax Bill$9,825 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-02722913

Property Details

APN / Parcel Number

Primary APN06-02722913
Alternative APN
  • 02722913

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,898 sqft Living Area
Gross Area4,298 sqft
1st Floor Area1,386 sqft
Basement Area1,280 sqft
Finished Basement1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area12,934 sqft (0.297 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area108 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02722913
Street Address3 STONECUTTER CT
CityGAITHERSBURG
StateMD
Zip20878-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionDUFIEF MILL
Legal SubdivisionDUFIEF MILL
Legal BlockE
Legal Lot Number56
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group2
Census Block2000
Census Tract700618

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 STONECUTTER CT, GAITHERSBURG, MD 20878-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2014 · Amount on Record
Deed SaleJun 5, 2014 · Amount on Record
Prior SaleJun 14, 1989 · Amount on Record
Deed Book / Page48728 / 451
Prior Transfer DateAug 3, 2012
Prior Transfer Doc0449820069
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3 STONECUTTER CT, GAITHERSBURG, MD 20878-4800
Transaction TypeMortgage
Record UpdatedNov 1, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 STONECUTTER CT, GAITHERSBURG, MD 20878-4800

Mortgage

Document Number0643090125
DateOct 18, 2021
Book Page64309/125
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term174 Months
DueApr 1, 2036

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address3 STONECUTTER CT, GAITHERSBURG, MD 20878-4800
Document Number0601990281
Instrument DateJul 21, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 STONECUTTER CT GAITHERSBURG MD 208784800, GAITHERSBURG, MD 20878-4800

Mortgage

Document Number0601990281
DateAug 5, 2020
Book Page060199/000281
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 4, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$936,200 (+7.96%)$1,005,200 (-) Land $360,400 Building $644,800
2025$9,825.00 (+1.96%)$867,200 (+11.83%)$1,005,200 (+25.93%) Land $360,400 Building $644,800
2024$9,636.00 (+20.12%)
2023$775,467$798,200 Land $343,200 Building $455,000
2022$8,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 89% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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