3 Stone St, North Plainfield (Plainfield), NJ 07060 Property Records

Somerset County and North Plainfield Borough property record for 3 Stone St, North Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,070 sqft · built 1914
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (May 2019)
Tax Bill	$8,455 (2025)
Deeds & Mortgages	Oct 2026 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`14-00103-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`14-00103-0000-00021`
Alternative APNs	`140010300021` `S001`

Interior

Stories	2 Stories
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Account Number	S001
Street Address	3 STONE ST
City	NORTH PLAINFIELD
State	NJ
Zip	07060-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BOROUGH/NORTH PLAINFIELD
Legal Block	103
Legal Lot Number	21
Jurisdiction	SOMERSET NJ
Township / Civil Division	NORTH PLAINFIELD
Census Block Group	1
Census Block	1010
Census Tract	51700

Owner

3 Stone St is owned and occupied by an individual who bought it in May 2019.

Source: Somerset County and North Plainfield Borough records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	3 STONE ST, NORTH PLAINFIELD, NJ 07060-4020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 20, 2019	Deed, Transfer · FHA Mortgage 1ST CONSTITUTION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Jun 10, 2003 · Amount on File
Deed Document Number	201917148
Deed Book / Page	7118 / 3100
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	Oct 8, 2026
Property Address	3 STONE ST, NORTH PLAINFIELD, NJ 07060-4020
Document Number	0000028621
Book / Page	7707 / 1646
Instrument Date	Oct 7, 2026
Instrument	202628621
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028621,
Date	Oct 8, 2026
Book Page	7707/1646
Instrument	202628621

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 20, 2019
Property Address	3 STONE ST, NORTH PLAINFIELD, NJ 07060-4020
Document Number	0000017148
Book / Page	7118 / 3100
Instrument Date	May 10, 2019
Instrument	2019017148
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 PARKVIEW AVE, 643, NORTH PLAINFIELD, NJ 07063-1836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE ST, NORTH PLAINFIELD, NJ 07060-4020

Mortgage

Document Number	0000017149
Date	May 20, 2019
Instrument	2019017149

Lender

Name	1ST CONSTITUTION BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Stone St was $8,455, up 4.3% from the year before.

Source: Somerset County and North Plainfield Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	North Plainfield Borough
Unified School District	North Plainfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,100 (-) Land $77,000 Building $109,100	$186,100 (-) Land $77,000 Building $109,100
2025	$8,455.00 (+4.25%)	$186,100 Land $77,000 Building $109,100	$186,100 Land $77,000 Building $109,100
2024	$8,110.00
2023		$186,100 Land $77,000 Building $109,100	$186,100 Land $77,000 Building $109,100
2022	$7,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Stone St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	52 (1979–2025)
Claims Outside the SFHA	4 of 52
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 14 claims Hurricane Irene, Aug 2011 · 11 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Stone St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 743 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum, T-Mobile.

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