3 Stone Row Ln, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 3 Stone Row Ln, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,043 sqft · built 1990
Lot Size	0.928 acres (40,436 sqft)
Owner	Individual Name on Record
Last Sale	$482,500 (Jul 2012)
Tax Bill	$12,995 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:00017 B:00000 L:0086E`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:00017 B:00000 L:0086E`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,043 sqft Living Area
Gross Area	5,678 sqft
Basement Area	1,452 sqft
Unfinished Basement	1,452 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,436 sqft (0.928 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 STONE ROW LN
City	GEORGETOWN
State	MA
Zip	01833-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	EARL J & PATRICIA S MARTIN JR
Legal Lot Number	86E
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1004
Census Tract	265102

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 STONE ROW LN, GEORGETOWN, MA 01833-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
Dec 26, 2017	Deed of Trust, Mortgage · Line of Credit EASTERN BANK
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2012 · Amount on Record
Deed Sale	Jul 20, 2012 · Amount on Record
Deed Book / Page	31539 / 161
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 STONE ROW LN, GEORGETOWN, MA 01833-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040703-335
Date	Feb 3, 2022
Book Page	40703/335
Instrument	20220203002720

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 STONE ROW LN, GEORGETOWN, MA 01833-1242
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36432-595
Date	Dec 26, 2017
Book Page	36432/595
Instrument	294

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 STONE ROW LN, GEORGETOWN, MA 01833-1242
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38474-110
Date	May 1, 2020
Book Page	38474/110
Instrument	20200501001910

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	3 STONE ROW LN, GEORGETOWN, MA 01833-1242
Document Number	37613-253
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE ROW LN GEORGETOWN MA 018331242, GEORGETOWN, MA 01833-1242

Mortgage

Document Number	37613-253
Date	Jun 25, 2019
Book Page	037613/000253
Instrument	1906251690

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 24, 2044

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,995.00 (+24.41%)	$944,400 (-) Land $335,600 Building $608,800	$975,196 (+1.37%)
2025	$10,445.00 (+3.43%)	$944,400 (+17.36%) Land $335,600 Building $608,800	$961,970
2024	$10,099.00 (-3.31%)	$804,700 (-) Land $231,500 Building $573,200
2023	$10,445.00	$804,700 Land $231,500 Building $573,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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