3 Stone Rd, Chappaqua, NY 10514 Property Records

Westchester County and New Castle Town property record for 3 Stone Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,236 sqft · built 1959
Lot Size	1 acres (43,560 sqft)
Owner	2 Individuals on Record
Last Sale	$610,000 (Mar 2001)
Tax Bill	$27,590 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`553600 100.5-1-36`

Property Details

APN / Parcel Number

Primary APN	`553600 100.5-1-36`
Alternative APNs	`360010000500010360000000` `3118000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,236 sqft Living Area
1st Floor Area	2,252 sqft
Basement Area	984 sqft
Finished Basement	984 sqft
Unfinished Basement	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	3118000
Street Address	3 STONE RD
City	CHAPPAQUA
State	NY
Zip	10514-3016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Subdivision	SUBDIVISION MAP CHAPPAQUA HILLS
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1021
Census Tract	13103

Owner

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3 STONE RD, CHAPPAQUA, NY 10514-3016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2001 · Amount on Record
Deed Sale	Mar 13, 2001 · Amount on Record
Deed Document Number	2001410620041
Prior Transfer Date	Jan 21, 1999
Prior Transfer Doc	1226000194
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 STONE RD, CHAPPAQUA, NY 10514-3016
Transaction Type	Mortgage
Record Updated	Dec 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE RD, CHAPPAQUA, NY 10514-3016

Mortgage

Document Number	0613433916
Date	Dec 22, 2021
Instrument	613433916

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 STONE RD, CHAPPAQUA, NY 10514-3016
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE RD, CHAPPAQUA, NY 10514-3016

Mortgage

Document Number	0621883477
Date	Jul 7, 2022
Instrument	621883477

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	173 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Chappaqua Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,590.00	$172,500 (-) Land $34,400 Building $138,100	$1,236,559 (+0.86%) Land $246,595 Building $989,964
2024		$172,500 (-) Land $34,400 Building $138,100	$1,226,013 (+5.19%) Land $244,492 Building $981,521
2023		$172,500 Land $34,400 Building $138,100	$1,165,540 Land $232,432 Building $933,108

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	25 (1980–2021)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Flooding, Mar 2010 · 2 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW CASTLE/STANWOOD W.D. serves 17,116 people · EPA ID NY5903442
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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