3 Stone Rd, Boxford, MA 01921 Property Records

Essex County and Boxford Town property record for 3 Stone Rd, Boxford, MA 01921

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,882 sqft · built 1989
Lot Size	4.32 acres (188,179 sqft)
Owner	2 Individual Names on File
Last Sale	$1,270,000 (Apr 2024)
Tax Bill	$16,152 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BOXF M:040 B:001 L:048.&49`

Property Details

APN / Parcel Number

Primary APN	`BOXF M:040 B:001 L:048.&49`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,882 sqft Living Area
Gross Area	9,604 sqft
Basement Area	1,620 sqft
Unfinished Basement	1,620 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	188,179 sqft (4.32 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 STONE RD
City	BOXFORD
State	MA
Zip	01921-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	48.,49
Jurisdiction	BOXFORD MA
Township / Civil Division	BOXFORD
Census Block Group	3
Census Block	3018
Census Tract	213100

Owner

3 Stone Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Essex County and Boxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 STONE RD, BOXFORD, MA 01921-2750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · ARM WINTRUST MORTGAGE
Apr 1, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE
Oct 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Apr 30, 1996 · Amount on File
Deed Document Number	20243200
Deed Book / Page	42050 / 145
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOXFORD MA
Recording Date	Jun 3, 2026
Property Address	3 STONE RD, BOXFORD, MA 01921-2750
Document Number	043423-293
Book / Page	43423 / 293
Instrument Date	May 29, 2026
Instrument	20261380
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STONE RD, BOXFORD, MA 01921-2750

Mortgage

Document Number	0000001380,
Date	Jun 3, 2026
Book Page	43423/293
Instrument	20261380

Lender

Name	WINTRUST MORTGAGE

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	Other
Margin	3
Max Rate	-1%

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Apr 1, 2024
Property Address	3 STONE RD, BOXFORD, MA 01921-2750
Document Number	042050-145
Book / Page	42050 / 145
Instrument Date	Apr 1, 2024
Instrument	20240401003200
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 STONE RD, BOXFORD, MA 01921-2750

Mortgage

Document Number	240401003210
Date	Apr 1, 2024
Instrument	240401003210

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2031
Max Rate At Change	2.75%
Index	Other

Mortgage

Document Number	042050-149
Date	Apr 1, 2024
Book Page	42050/149
Instrument	20240401003210

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2031
Index	Other

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOXFORD MA
Recording Date	Oct 21, 2019
Property Address	3 STONE RD, BOXFORD, MA 01921-2750
Document Number	37953-123
Book / Page	037953 / 000123
Instrument Date	Oct 16, 2019
Instrument	1021005760
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3 STONE RD BOXFORD MA 019212750, BOXFORD, MA 01921-2750

Tax Assessment & Valuation

The 2026 property tax bill for 3 Stone Rd was $16,152, up 8.1% from the year before.

Source: Essex County and Boxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Boxford Town
Elementary School District	Boxford School District (PK - 06)
Secondary School District	Masconomet School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,152.00 (+8.13%)	$1,192,900 (+7.41%) Land $465,300 Building $727,600	$1,366,184 (+15.26%)
2025	$14,938.00 (+3.07%)	$1,110,600 (-) Land $431,500 Building $679,100	$1,185,315
2024	$14,493.00 (+9.4%)	$1,110,600 (+16.03%) Land $431,500 Building $679,100
2023	$13,248.00	$957,200 Land $385,400 Building $571,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Stone Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · Coastal Storms, Flood, Ice & Snow
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Stone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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