3 Stewart Ct, Dover, DE 19904 Property Records

Kent County property record for 3 Stewart Ct, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,875 sqft · built 1962
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Sep 2023)
Tax Bill$81 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Feb 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2-05-085.08-01-46.00-000

Property Details

APN / Parcel Number

Primary APN2-05-085.08-01-46.00-000
Alternative APNs
  • ED05085.080146.00/000
  • 16587

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,875 sqft Living Area
Basement Area672 sqft
Unfinished Basement672 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions139 ft deep x 89 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16587
Street Address3 STEWART CT
CityDOVER
StateDE
Zip19904-4343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSHERWOOD OF DOVER #4, LOT #13, BLOCK A, 3 STEWART COURT
Legal SubdivisionSHERWOOD OF DOVER
Legal BlockA
Legal Lot Number13
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1003
Census Tract41500

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3 STEWART CT, DOVER, DE 19904-4343
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed, Transfer · VA Mortgage
NORWICH COMMERCIAL GROUP INC
Feb 4, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jan 24, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2023 · Amount on Record
Deed SaleSep 21, 2023 · Amount on Record
Prior SaleDec 1, 1993 · Amount on Record
Deed Document Number2023481442
Deed Book / Page12680 / 77
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateSep 21, 2023
Property Address3 STEWART CT, DOVER, DE 19904-4343
Document Number0000481442
Book / Page12680 / 77
Map ReferenceMB 5 PG 71
Instrument DateSep 19, 2023
Instrument2023-481442
Transaction TypeTransfer
Record UpdatedOct 6, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000481443
DateSep 21, 2023
Book Page12680/80
Instrument2023-481443
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeMortgage Company
AddressAVON, CT 06001
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address3 STEWART CT, DOVER, DE 19904-4343
Transaction TypeMortgage
Record UpdatedFeb 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000408097
DateFeb 4, 2021
Book Page10783/41
Instrument2021-408097
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address3 STEWART CT, DOVER, DE 19904-4343
Document Number0000355980
Instrument DateJan 24, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 STEWART CT DOVER DE 199044343, DOVER, DE 19904-4343

Mortgage

Document Number0000355980
DateJan 31, 2019
Book Page009462/000328
Instrument355980
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 30, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$81.00 (-95.05%)$278,500 (+549.18%) Land $100,500 Building $178,000
2025$1,637.00 (+29.71%)
2023$1,262.00$42,900 Land $12,600 Building $30,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2011–2026)
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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