3 Stevens St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 3 Stevens St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,776 sqft · built 1950
Lot Size	0.236 acres (10,280 sqft)
Owner	Individual Name on File
Last Sale	$371,000 (Apr 2013)
Tax Bill	$7,640 (2026)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`STON M:07 B:000 L:444`

Property Details

APN / Parcel Number

Primary APN	`STON M:07 B:000 L:444`
Alternative APN	`6904`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	3,330 sqft
Basement Area	1,444 sqft
Unfinished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,280 sqft (0.236 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6904
Street Address	3 STEVENS ST
City	STONEHAM
State	MA
Zip	02180-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	STONEHAM
Legal Lot Number	444
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1008
Census Tract	337102

Owner

3 Stevens St is owned and occupied by an individual who bought it in April 2013.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Oct 17, 2017	Deed of Trust, Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Sep 20, 2018	Deed of Trust, Mortgage · Closed-End Mortgage STONEHAM COOPERATIVE BANK
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WASHINGTON TRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2013 · Amount on File
Deed Sale	Apr 26, 2013 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Document Number	20138
Deed Book / Page	61686 / 495
Transfer Doc	61686-495
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79093-362
Date	Nov 8, 2021
Book Page	79093/362
Instrument	243914

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	79093-375
Date	Nov 8, 2021
Book Page	79093/375
Instrument	243915

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70089-469
Date	Oct 17, 2017
Book Page	70089/469
Instrument	168292

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71644-100
Date	Sep 20, 2018
Book Page	71644/100
Instrument	145785

Lender

Name	STONEHAM COOPERATIVE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	3 STEVENS ST, STONEHAM, MA 02180-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75165-1
Date	Jul 20, 2020
Book Page	75165/1
Instrument	118082

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 3 Stevens St was $7,640, up 3% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,640.00 (+3.02%)	$759,400 (+4.76%) Land $400,100 Building $359,300	$698,630 (-)
2025	$7,416.00 (+4.16%)	$724,900 (+7.82%) Land $380,100 Building $344,800	$698,630 (+5.37%)
2024	$7,120.00 (+1.96%)	$672,300 (+6.87%) Land $350,100 Building $322,200	$663,005
2023	$6,983.00	$629,100 Land $320,100 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Stevens St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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