3 Sterling Dr, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 3 Sterling Dr, Westbrook, ME 04092

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,184 sqft · built 2008
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$277,500 (Nov 2018)
Tax Bill	$4,122 (2023)
Deeds & Mortgages	Aug 2021 Refinance Apr 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WSBR M:048 L:062-B`

Property Details

APN / Parcel Number

Primary APN	`WSBR M:048 L:062-B`
Alternative APNs	`M:048 B:062 L:00B` `101820`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 STERLING DR
City	WESTBROOK
State	ME
Zip	04092-3143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Lot Number	62-B
Jurisdiction	WESTBROOK ME
Township / Civil Division	WESTBROOK
Census Block Group	3
Census Block	3014
Census Tract	2700

Owner

3 Sterling Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Cumberland County and Westbrook City records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 STERLING DR, WESTBROOK, ME 04092-3143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC
Nov 19, 2018	Deed of Trust, Transfer UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	Nov 17, 2009 · Amount on File
Deed Document Number	201859108
Deed Book / Page	35299 / 107
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	3 STERLING DR, WESTBROOK, ME 04092-3143
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385360110
Date	Aug 11, 2021
Book Page	38536/110
Instrument	57917

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	3 STERLING DR, WESTBROOK, ME 04092-3143
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0366250045
Date	Apr 24, 2020
Book Page	36625/45
Instrument	2020021076

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	WESTBROOK ME
Property Address	3 STERLING DR, WESTBROOK, ME 04092-3143
Document Number	0352990109
Instrument Date	Nov 19, 2018
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 STERLING DR WESTBROOK ME 040923143, WESTBROOK, ME 04092-3143

Mortgage

Document Number	0352990109
Date	Nov 19, 2018
Book Page	035299/000109
Instrument	59109

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Westbrook City
Unified School District	Westbrook (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$4,122.00 (+10.6%)	$247,100 (+20.01%) Land $86,300 Building $160,800
2022	$3,727.00	$205,900 Land $71,900 Building $134,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Sterling Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sterling Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Redzone Wireless.

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