3 Stephen Ct, Bayport, NY 11705 Property Records

Suffolk County and Islip Town property record for 3 Stephen Ct, Bayport, NY 11705

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Feb 2007)
Tax Bill	$12,078 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`472889 284.-3-6`

Property Details

APN / Parcel Number

Primary APN	`472889 284.-3-6`
Alternative APNs	`0500-284.00-03.00-006.000` `288928400000030060000000` `472800572880` `762038`

Exterior

Lot Area	12,632 sqft (0.29 acres)
Lot Width	75.1 ft Width

Location & Zoning

Account Number	762038
Street Address	3 STEPHEN CT
City	BAYPORT
State	NY
Zip	11705-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2261321Y194741 T051H00000000
Legal Block	4000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	1
Census Block	1026
Census Tract	147901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Davis Field listed 2008 · 4 contributing resources · NRIS 07001456

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 STEPHEN CT, BAYPORT, NY 11705-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Mar 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2007 · Amount on Record
Deed Sale	Feb 9, 2007 · Amount on Record
Deed Book / Page	12491 / 662
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 STEPHEN CT, BAYPORT, NY 11705-1228
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235670225
Date	Feb 15, 2024
Book Page	23567/225

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 STEPHEN CT, BAYPORT, NY 11705-1228
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232520752
Date	Mar 30, 2021
Book Page	23252/752
Instrument	DL064828

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	Bayport-Blue Point Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,900 (-) Land $11,300 Building $25,600	$519,718 (-) Land $159,155 Building $360,563
2024	$12,078.00		$519,718 (+2.54%) Land $159,155 Building $360,563
2023		$36,900 Land $11,300 Building $25,600	$506,868 Land $155,220 Building $351,648

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (1991)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1991 · Hurricane Bob

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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