Bergen County and Montvale Borough property record for 3 Stem Brook Rd, Montvale, NJ 07645
| Property Type | Single Family Home |
|---|---|
| Details | 2,966 sqft · built 1969 |
| Lot Size | 0.918 acres (40,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Sep 1997) |
| Tax Bill | $15,424 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-00404-0000-00003 |
| Primary APN | 36-00404-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,966 sqft Living Area |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 40,001 sqft (0.918 acres) |
| Lot Dimensions | 200 ft deep x 200 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 154100 |
|---|---|
| Street Address | 3 STEM BROOK RD |
| City | MONTVALE |
| State | NJ |
| Zip | 07645-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 200X200 1LT |
| Legal Block | 404 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | MONTVALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 35100 |
Source: Bergen County and Montvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 STEM BROOK RD, MONTVALE, NJ 07645-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1997 · Amount on Record |
| Deed Sale | Sep 18, 1997 · Amount on Record |
| Deed Document Number | 1997115650 |
| Deed Book / Page | 8005 / 833 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Montvale Borough |
| Elementary School District | Montvale Borough School District (KG - 08) |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,400 (-) Land $310,200 Building $294,200 | $604,400 (-) Land $310,200 Building $294,200 | |
| 2025 | $15,424.00 (+1.47%) | $604,400 (-) Land $310,200 Building $294,200 | $604,400 (-) Land $310,200 Building $294,200 |
| 2024 | $15,200.00 (+1.78%) | ||
| 2023 | $604,400 Land $310,200 Building $294,200 | $604,400 Land $310,200 Building $294,200 | |
| 2022 | $14,934.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001 |
|---|---|
| Water Source | Purchased surface water |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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