3 Starr Ave W, Andover, MA 01810 Property Records

Essex County and Andover Town property record for 3 Starr Ave W, Andover, MA 01810 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,146 sqft · built 1984
Lot Size1.09 acres (47,829 sqft)
Owner2 Individual Names on File
Last Sale$685,000 (May 2016)
Tax Bill$14,456 (2025)
Deeds & MortgagesDec 2021 Refinance
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNANDO M:00226 B:00026 L:00000

Property Details

APN / Parcel Number

Primary APNANDO M:00226 B:00026 L:00000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,146 sqft Living Area
Gross Area5,380 sqft
Basement Area1,470 sqft
Unfinished Basement294 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area47,829 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address3 STARR AVE W
CityANDOVER
StateMA
Zip01810-4288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionFAR CORNERS SEC 02
Legal Block26
JurisdictionANDOVER MA
Township / Civil DivisionANDOVER
Census Block Group2
Census Block2018
Census Tract254402

Owner

Source: Essex County and Andover Town records · APN ANDO M:00226 B:00026 L:00000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 STARR AVE W, ANDOVER, MA 01810-4288
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THIRD FEDERAL SAVING & LOAN ASSOC
Feb 22, 2022Deed of Trust, Mortgage · ARM
THIRD FEDERAL SAVING & LOAN ASSOC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2016 · Amount on Record
Deed SaleMay 04, 2016 · Amount on Record
Prior SaleApr 19, 1988 · Amount on Record
Deed Book / Page14617 / 206
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address3 STARR AVE W, ANDOVER, MA 01810-4288
Transaction TypeMortgage
Record UpdatedApr 03, 2026
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number017296-309
DateDec 31, 2021
Book Page17296/309
Instrument42474
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 01, 2051

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANDOVER MA
Property Address3 STARR AVE W, ANDOVER, MA 01810-4288
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number017351-141
DateFeb 22, 2022
Book Page17351/141
Instrument4424
Lender
NameTHIRD FEDERAL SAVING & LOAN ASSOC
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate1.99%
Type Change DateJan 01, 2027
IndexOther

Tax Assessment & Valuation

Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionAndover Town
Unified School DistrictAndover School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,456.00 (+10.39%)$1,157,400 (+13.84%) Land $567,800 Building $589,600$1,099,625
2024$13,095.00 (+6.96%)$1,016,700 (+13.43%) Land $476,200 Building $540,500
2023$12,243.00$896,300 Land $407,400 Building $488,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092544022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims1 (1996)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 1996, tidal / storm surge, Extreme Weather Conditons And Flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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