3 Stark Cir, Bloomington, IL 61704 Property Records

McLean County property record for 3 Stark Cir, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,468 sqft · built 1997
Lot Size0.29 acres (12,632 sqft)
Owner2 Trust Names on File
Last Sale$400,000 (Feb 2025)
Tax Bill$9,695 (2024)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-12-277-032

Property Details

APN / Parcel Number

Primary APN21-12-277-032

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,468 sqft Living Area
Gross Area4,675 sqft
1st Floor Area1,649 sqft
Basement Area1,480 sqft
Finished Basement955 sqft
Unfinished Basement525 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions132 ft deep x 40 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces
Deck Area450 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 STARK CIR
CityBLOOMINGTON
StateIL
Zip61704-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionOLD FARM LAKES NO 16 LOT 8
Legal Range02E
Legal Township23N
Legal Section12
Legal SubdivisionOLD FARM LAKES
Legal Lot Number8
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2018
Census Tract1107

Owner

3 Stark Cir is owner-occupied and held in a trust since February 2025.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address3 STARK CIR, BLOOMINGTON, IL 61704-4808
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2025 · Amount on File
Deed SaleFeb 7, 2025 · Amount on File
Prior SaleJul 27, 2015 · Amount on File
Deed Document Number20251769
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address3 STARK CIR, BLOOMINGTON, IL 61704-4808
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000005146
DateMar 25, 2020
Instrument2020-00005146
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeVA Mortgage
AmountAmount on Record
Term265 Months
DueApr 1, 2042

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$135,000 Land $33,001 Building $101,999$405,000 Land $99,003 Building $305,997
2024$9,695.00 (+12.28%)
2023$8,635.00$114,325 Land $26,924 Building $87,401$342,975 Land $80,772 Building $262,203

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Stark Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Stark Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier.

Nearby Properties on Stark Cir

Nearby Streets

Search Property Records by Address or Parcel Number