3 Stadium Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3 Stadium Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,592 sqft · built 1960
Lot Size0.161 acres (7,020 sqft)
Owner2 Individual Names on Record
Last Sale$173,000 (Sep 2019)
Tax Bill$3,001 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN089870A000

Property Details

APN / Parcel Number

Primary APN089870A000
Alternative APN
  • 6-009A-4427-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,592 sqft Living Area
1st Floor Area1,592 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area7,020 sqft
Lot Dimensions78 ft deep x 90 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area212 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number089870A000
Old Parcel Number089870A000
Street Address3 STADIUM DR
CitySAINT CHARLES
StateMO
Zip63301-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSTADIUM HGTS LOT 3
Legal Range05E
Legal Township47N
Legal SubdivisionSTADIUM HGTS
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1018
Census Tract310302

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 STADIUM DR, SAINT CHARLES, MO 63301-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Line of Credit
ALLTRU FCU
Sep 25, 2019Warranty Deed, Transfer
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Prior SaleNov 16, 2016
Deed Document Number0071491228
Deed Book / Page7149 / 1228
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 STADIUM DR, SAINT CHARLES, MO 63301-1738
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 STADIUM DR, SAINT CHARLES, MO 63301-1738

Mortgage

Document Number0000017862
DateMay 10, 2023
Instrument2023R-017862
Lender
NameALLTRU FCU
TypeCredit Union
AddressWENTZVILLE, MO 63385
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 18, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateSep 25, 2019
Property Address3 STADIUM DR, SAINT CHARLES, MO 63301-1738
Document Number0071491228
Book / Page007149 / 001228
Instrument DateSep 12, 2019
Instrument527940
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3 STADIUM DR ST CHARLES MO 633011738, ST CHARLES, MO 63301-1738

Mortgage

Document Number71491230
DateSep 25, 2019
Book Page007149/001230
Instrument527950
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-3356
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,001.00$47,832 (-3.22%)$251,745 (-3.22%) Land $50,000 Building $201,745
2023$49,425
2022$260,133 Land $50,000 Building $210,133

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims63 (1979–2022)
Claims Outside the SFHA3 of 63
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 9 claims
  • Flooding, Jun 2011 · 6 claims
  • Severe Storms & Flooding, Aug 1993 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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