Albany County and Colonie Town property record for 3 Stacey Ct, Cohoes, NY 12047
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,758 sqft · built 2013 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Aug 2018) |
| Tax Bill | $3,674 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 9.4-4-7.-3 |
| Primary APN | 012689 9.4-4-7.-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,758 sqft Living Area |
| 2nd Floor Area | 1,758 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 436 sqft (0.01 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00900400040070000003 |
|---|---|
| Street Address | 3 STACEY CT |
| City | COHOES |
| State | NY |
| Zip | 12047-4860 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 26 |
| Legal Block | 4 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13503 |
Source: Albany County and Colonie Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 CAMBRIDGE WAY, LATHAM, NY 12110-5145 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY RSRC FCU |
| Dec 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 20, 2018 | Exchange Deed, Transfer · ARM HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 201818510 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 STACEY CT, COHOES, NY 12047-4860 |
| Document Number | 0000027745 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 20 STACEY CT COHOES NY 120474865, COHOES, NY 12047-4865 |
| Document Number | 0000027745 |
|---|---|
| Date | Dec 14, 2018 |
| Instrument | 27745 |
| Name | COMMUNITY RSRC FCU |
|---|---|
| Address | LATHAM, NY 12110-0352 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 14, 2018 |
| Property Address | 3 STACEY CT, COHOES, NY 12047-4860 |
| Document Number | 0000027812 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 27812 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 17 STACEY CT COHOES NY 120474860, COHOES, NY 12047-4860 |
| Document Type | Exchange Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 20, 2018 |
| Property Address | 3 STACEY CT, COHOES, NY 12047-4860 |
| Document Number | 0000018510 |
| Map Reference | LB3105 PG1 |
| Instrument Date | Jul 19, 2018 |
| Instrument | R2018-18510 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 WESTERN AVE, 1900, ALBANY, NY 12203-5019 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3060 ROSENDALE RD, SCHENECTADY, NY 12309-1504 |
| Document Number | 0000018511 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | R2018-18511 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,674.00 (-5.65%) | ||
| 2025 | $3,894.00 | $85,000 (-) Building $85,000 | $194,500 (+16.68%) Building $194,500 |
| 2023 | $85,000 Building $85,000 | $166,700 Building $166,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1979–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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