3 Sprucewood Dr, Windham, ME 04062 Property Records

Cumberland County and Windham Town property record for 3 Sprucewood Dr, Windham, ME 04062

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,014 sqft · built 1971
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,543 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WINM M:82 B:40`

Property Details

APN / Parcel Number

Primary APN	`WINM M:82 B:40`
Alternative APNs	`M:82 B:40` `F2507R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
Gross Area	2,244 sqft
1st Floor Area	1,014 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,914 sqft (0.549 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	F2507R
Street Address	3 SPRUCEWOOD DR
City	WINDHAM
State	ME
Zip	04062-5135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	40
Jurisdiction	WINDHAM ME
Township / Civil Division	WINDHAM
Census Block Group	1
Census Block	1003
Census Tract	4804

Owner

3 Sprucewood Dr is owned by two individuals who acquired it in June 2013.

Source: Cumberland County and Windham Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1000 FOREST AVE, PORTLAND, ME 04103-3332
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE COMPANY
Jun 6, 2019	Deed of Trust, Mortgage · Balloon Mortgage MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2013
Deed Sale	Jun 25, 2013
Deed Book / Page	30769 / 189
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Recording Date	Apr 28, 2026
Property Address	3 SPRUCEWOOD DR, WINDHAM, ME 04062-5135
Document Number	0422100117
Book / Page	42210 / 117
Instrument Date	Apr 23, 2026
Instrument	202616247
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRUCEWOOD DR, WINDHAM, ME 04062-5135

Mortgage

Document Number	0000016247,
Date	Apr 28, 2026
Book Page	42210/117
Instrument	202616247

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDHAM ME
Property Address	3 SPRUCEWOOD DR, WINDHAM, ME 04062-5135
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0356960289
Date	Jun 6, 2019
Book Page	35696/289
Instrument	23476

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Sprucewood Dr was $4,543, up 10.7% from the year before.

Source: Cumberland County and Windham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Windham Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,543.00 (+10.67%)	$376,700 (+5.25%) Land $155,000 Building $221,700
2024	$4,105.00 (+8.4%)	$357,900 (+5.86%) Land $136,200 Building $221,700
2023	$3,787.00 (+4.9%)	$338,100 (+8.75%) Land $126,500 Building $211,600
2022	$3,610.00	$310,900 Land $114,300 Building $196,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Sprucewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Sprucewood Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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