3 Spruce Ter, Mount Arlington, NJ 07856 Property Records

Morris County and Mount Arlington Borough property record for 3 Spruce Ter, Mount Arlington, NJ 07856

Property Summary

Property Type	Single Family Home
Details	1,540 sqft · built 1999
Lot Size	0.026 acres (1,123 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,500 (Jun 2022)
Tax Bill	$7,444 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
APN	`26-00061-0000-00023-10-C4502`

Property Details

APN / Parcel Number

Primary APN	`26-00061-0000-00023-10-C4502`
Alternative APN	`26000610000000230010 C4502`

Interior

Building Area	1,540 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,123 sqft (0.026 acres)

Location & Zoning

Street Address	3 SPRUCE TER
City	MOUNT ARLINGTON
State	NJ
Zip	07856-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SEASONS GLEN AT MOUNT ARLINGTON PHASE 10 SEC 2A BLDG 45 UNIT 4502
Legal Subdivision	SEASONS GLEN/MT ARLINGTON BLDG
Legal Block	61
Legal Lot Number	23.10
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT ARLINGTON
Census Block Group	2
Census Block	2013
Census Tract	45403

Owner

Source: Morris County and Mount Arlington Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SPRUCE TER, MOUNT ARLINGTON, NJ 07856-2307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Feb 26, 1999 · Amount on Record
Deed Document Number	202245124
Deed Book / Page	24442 / 371
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 30, 2022
Property Address	3 SPRUCE TER, MOUNT ARLINGTON, NJ 07856-2307
Document Number	0244420371
Book / Page	24442 / 371
Instrument Date	Jun 7, 2022
Instrument	2022045124
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	NOT AVAILABLE, TOPNOTCH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,363.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 MAGNOLIA AVE, 55, DENVILLE, NJ 07834-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRUCE TER, MOUNT ARLINGTON, NJ 07856-2307

Mortgage

Document Number	2022045125
Date	Jun 30, 2022
Instrument	2022045125

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Morris County and Mount Arlington Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mount Arlington Borough
Unified School District	Mount Arlington Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,600 (-) Land $120,000 Building $245,600	$365,600 (-) Land $120,000 Building $245,600
2025		$365,600 (-) Land $120,000 Building $245,600	$365,600 (-) Land $120,000 Building $245,600
2024	$7,444.00 (-8.63%)
2023		$365,600 Land $120,000 Building $245,600	$365,600 Land $120,000 Building $245,600
2022	$8,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ARLINGTON BORO DPW MAIN private · serves 1,978 people · EPA ID NJ1426005
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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