Merrimack County and Concord City property record for 3 Spruce St, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,689 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,000 (Jul 2023) |
| Tax Bill | $8,847 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:29 B:2 L:8 |
| Primary APN | M:29 B:2 L:8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,689 sqft Living Area |
| Gross Area | 2,669 sqft |
| 1st Floor Area | 992 sqft |
| Attic | Attic |
| Attic Area | 867 sqft |
| Basement Area | 470 sqft |
| Unfinished Basement | 470 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 3 SPRUCE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 114 |
| Legal Lot Number | 8 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 32200 |
Source: Merrimack County and Concord City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 SPRUCE ST, CONCORD, NH 03301-3545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional with PMI SERVICE CU |
| Oct 21, 2017 | Deed of Trust, Mortgage · Line of Credit SUGAR RIVER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2020 · Amount on Record |
| Deed Document Number | 202310507 |
| Deed Book / Page | 3832 / 1889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jul 28, 2023 |
| Property Address | 3 SPRUCE ST, CONCORD, NH 03301-3545 |
| Document Number | 0000010507 |
| Book / Page | 3832 / 1889 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 202300010507 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 19 THOMPSON ST, CONCORD, NH 03301-3735 |
| Document Number | 0000010508 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202300010508 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Jun 29, 2020 |
| Property Address | 3 SPRUCE ST, CONCORD, NH 03301-3545 |
| Document Number | 0036831769 |
| Book / Page | 003683 / 001769 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 12855 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 37 ALICE DR #117 CONCORD NH 033031018, 117, CONCORD, NH 03303-1018 |
| Document Number | 36831771 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 003683/001771 |
| Instrument | 12856 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 3 SPRUCE ST, CONCORD, NH 03301-3545 |
| Document Number | 0035750442 |
| Book / Page | 003575 / 000442 |
| Instrument Date | Oct 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 SPRUCE ST CONCORD NH 033013545, CONCORD, NH 03301-3545 |
| Document Number | 0035750442 |
|---|---|
| Date | Oct 30, 2017 |
| Book Page | 003575/000442 |
| Instrument | 20427 |
| Name | SUGAR RIVER BK |
|---|---|
| Type | Bank |
| Address | CONCORD, NH 03301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 29, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Merrimack County and Concord City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,847.00 (+17.09%) | $303,900 (+8.03%) Land $89,800 Building $214,100 | |
| 2023 | $7,556.00 (+3.75%) | $281,300 (-) Land $89,800 Building $191,500 | $381,995 |
| 2022 | $7,283.00 | $281,300 Land $89,800 Building $191,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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