Columbia County and Ancram Town property record for 3 Spruce St, Ancram, NY 12502
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,027 sqft · built 1926 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $890,000 (Mar 2024) |
| Tax Bill | $4,963 (2026) |
| Deeds & Mortgages | Mar 2024 Sale |
| APN | 102000 197.1-2-15 |
| Primary APN | 102000 197.1-2-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,027 sqft Living Area |
| 1st Floor Area | 1,455 sqft |
| Upper Floors Area | 572 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| View / Lot | Waterfront |
| Porch | Patio |
| Porch Area | 721 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3 SPRUCE ST |
|---|---|
| City | ANCRAM |
| State | NY |
| Zip | 12502-5388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Description | AM. BETTER CAMP ASSN |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | COLUMBIA NY |
| Township / Civil Division | ANCRAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1700 |
3 Spruce St is owned by two individuals who bought it in March 2024.
Source: Columbia County and Ancram Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 131 HIGH ST, HASTINGS ON HUDSON, NY 10706-3308 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2024 · Amount on File |
| Deed Sale | Mar 7, 2024 · Amount on File |
| Prior Sale | Dec 29, 1995 · Amount on File |
| Deed Book / Page | 993 / 1046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | COLUMBIA NY |
| Recording Date | Mar 7, 2024 |
| Property Address | 3 SPRUCE ST, ANCRAM, NY 12502-5388 |
| Document Number | 0000001756 |
| Book / Page | 993 / 1046 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 20240001756 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 131 HIGH ST, HASTINGS ON HUDSON, NY 10706-3308 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3 Spruce St was $4,963, up 0.9% from the year before.
Source: Columbia County and Ancram Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Columbia County |
| County Subdivision | Ancram Town |
| Unified School District | Taconic Hills Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,963.00 (+0.94%) | ||
| 2025 | $4,917.00 | $385,000 Land $142,000 Building $243,000 | $427,800 Land $157,786 Building $270,014 |
| 2023 | $385,000 (+133.33%) Land $142,000 Building $243,000 | $385,000 (+72.67%) Land $142,000 Building $243,000 | |
| 2022 | $165,000 Land $52,500 Building $112,500 | $222,973 Land $70,946 Building $152,027 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3 Spruce St; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 94% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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