Rockland County and Ramapo Town property record for 3 Spruce Rd, Monsey, NY 10952
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,314 sqft · built 1971 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Feb 2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 49.07-1-56 |
| Primary APN | 392689 49.07-1-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,314 sqft Living Area |
| 1st Floor Area | 1,615 sqft |
| 2nd Floor Area | 1,699 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 197 ft deep x 183 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,600 sqft |
| Porch | Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00439510000 |
|---|---|
| Old Parcel Number | 268904900700010560000000 |
| Street Address | 3 SPRUCE RD |
| City | MONSEY |
| State | NY |
| Zip | 10952-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 |
| Legal Description | LOT:56.000 BLK:1 SEC:49.07 DIST:392689 CITY/MUNI/TWP:RAMAPO (TOV) |
| Legal Subdivision | ORCHARD HILLS SEC 03 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11508 |
Source: Rockland County and Ramapo Town records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8222 MELROSE AVE, LOS ANGELES, CA 90046-6825 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 · Amount on Record |
| Deed Sale | Feb 10, 2025 · Amount on Record |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 2025-00004502 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Nov 2, 2022 |
| Property Address | 3 SPRUCE RD, MONSEY, NY 10952-1639 |
| Document Number | 0000038552 |
| Map Reference | BK 77 PG 57 MAP 3842 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022-00038552 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | NOT AVAILABLE, JADE NEW YORK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 SPRUCE RD, 3, MONSEY, NY 10952-1639 |
| Name | Verified Name |
|---|---|
| Address | 31 PARKER BLVD, MONSEY, NY 10952-1436 |
| Document Number | 0000038553 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022-00038553 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $93,000 (-) Land $24,000 Building $69,000 | $1,198,453 (+1,014.84%) Land $309,278 Building $889,175 |
| 2023 | $93,000 Land $24,000 Building $69,000 | $107,500 Land $27,742 Building $79,758 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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