3 Spruce Ln, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 3 Spruce Ln, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	3,050 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$755,000 (Jul 2017)
Tax Bill	$16,639 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00088-07-00003`

Property Details

APN / Parcel Number

Primary APN	`20-00088-07-00003`
Alternative APNs	`2000088000700003` `0050440`

Interior

Stories	2 Stories
Building Area	3,050 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0050440
Street Address	3 SPRUCE LN
City	WARREN
State	NJ
Zip	07059-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	ROLLING HILLS/WARREN
Legal Block	88.7
Legal Lot Number	3
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1019
Census Tract	52201

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 SPRUCE LN, WARREN, NJ 07059-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on Record
Deed Sale	Jul 28, 2017 · Amount on Record
Prior Sale	Jan 29, 2001 · Amount on Record
Deed Document Number	201730159
Deed Book / Page	6978 / 340
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 SPRUCE LN, WARREN, NJ 07059-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041939
Date	Sep 11, 2020
Book Page	7247/2509
Instrument	2020041939

Lender

Name	KWIK MORTGAGE CORP
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 1, 2035

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jul 28, 2017
Property Address	3 SPRUCE LN, WARREN, NJ 07059-2603
Document Number	0000030159
Book / Page	006978 / 000340
Instrument Date	Jul 10, 2017
Instrument	30159
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ELITE TITLE GROUP LLC, ELITE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 JUNIPER ST NJ, NJ

Mortgage

Document Number	30160
Date	Jul 28, 2017
Book Page	006978/000346
Instrument	30160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,010,300 (+6.38%) Land $401,100 Building $609,200	$1,010,300 (+6.38%) Land $401,100 Building $609,200
2025	$16,639.00 (+3.26%)	$949,700 (+16.27%) Land $378,400 Building $571,300	$949,700 (+16.27%) Land $378,400 Building $571,300
2024	$16,113.00 (+4.21%)
2023		$816,800 Land $317,800 Building $499,000	$816,800 Land $317,800 Building $499,000
2022	$15,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1984–2008)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile, Xfinity.

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