3 Spruce Dr, Nesconset, NY 11767 Property Records

Suffolk County and Smithtown Town property record for 3 Spruce Dr, Nesconset, NY 11767

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,780 sqft · built 1995
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Oct 1995)
Tax Bill	$12,963 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473489 169.-4-21`

Property Details

APN / Parcel Number

Primary APN	`473489 169.-4-21`
Alternative APNs	`0800-169.00-04.00-021.000` `348916900000040210000000` `47340039410`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	2,737 sqft
1st Floor Area	1,026 sqft
2nd Floor Area	754 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	13,504 sqft (0.31 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3 SPRUCE DR
City	NESCONSET
State	NY
Zip	11767-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-769501 TC-58 *1174 LOTS 13-17 INC STEUBEN PARK SEC A BLK 8
Legal Subdivision	MAP STEUBEN PARK SECTION A
Legal Block	4
Legal Lot Number	21
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	2
Census Block	2022
Census Tract	135403

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 SPRUCE DR, NESCONSET, NY 11767-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHASE BK/TX
Dec 26, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CHASE BK/TX
Jul 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1995 · Amount on Record
Deed Sale	Oct 27, 1995 · Amount on Record
Prior Sale	Nov 14, 1994 · Amount on Record
Deed Book / Page	11747 / 742
Last Transfer Date	Mar 23, 2018
Transfer Doc	0129710061
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	3 SPRUCE DR, NESCONSET, NY 11767-3032
Document Number	0231250900
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRUCE DR NESCONSET NY 117673032, NESCONSET, NY 11767-3032

Mortgage

Document Number	0231250900
Date	Apr 16, 2020
Book Page	023125/000900

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

December 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	3 SPRUCE DR, NESCONSET, NY 11767-3032
Document Number	0231250901
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRUCE DR NESCONSET NY 117673032, NESCONSET, NY 11767-3032

Mortgage

Document Number	0231250901
Date	Apr 16, 2020
Book Page	023125/000901

Lender

Name	CHASE BK/TX
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jul 25, 2018
Property Address	3 SPRUCE DR, NESCONSET, NY 11767-3032
Document Number	0129710061
Book / Page	12971 / 61
Instrument Date	Mar 23, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Sachem Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,890 (-) Land $250 Building $5,640	$736,250 (+10,775.18%) Land $31,250 Building $705,000
2024	$12,963.00
2023		$5,890 Land $250 Building $5,640	$6,770 Land $287 Building $6,483

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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