Orange County and Montgomery Town property record for 3 Spruce Ct, Walden, NY 12586
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,504 sqft · built 2008 |
| Lot Size | 0.415 acres (18,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $329,900 (Aug 2009) |
| Tax Bill | $14,893 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 334205 311-2-70 |
| Primary APN | 334205 311-2-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 2,924 sqft |
| 1st Floor Area | 1,218 sqft |
| 2nd Floor Area | 1,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,059 sqft (0.415 acres) |
| Lot Dimensions | 150 ft deep x 56.8 ft wide |
| View / Lot | Urban |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 311-2-70 |
|---|---|
| Street Address | 3 SPRUCE CT |
| City | WALDEN |
| State | NY |
| Zip | 12586-1659 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 7 PONDS AT RIVERSIDE S 933-05 FILED 12/5/05 |
| Legal Subdivision | PONDS AT RIVERSIDE |
| Legal Block | 2 |
| Legal Lot Number | 70.00 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10701 |
Source: Orange County and Montgomery Town records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 73 AMACKASSIN TER, YONKERS, NY 10703-2215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Jun 4, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2009 · Amount on File |
| Deed Sale | Aug 4, 2009 · Amount on File |
| Deed Book / Page | 12874 / 561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Aug 18, 2026 |
| Property Address | 3 SPRUCE CT, WALDEN, NY 12586-1659 |
| Document Number | 0000060200 |
| Book / Page | 15936 / 1285 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 202660200 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 SPRUCE CT, WALDEN, NY 12586-1659 |
| Document Number | 0000060200, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 15936/1285 |
| Instrument | 202660200 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 3 SPRUCE CT, WALDEN, NY 12586-1659 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000036439 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 14772/540 |
| Instrument | 20200036439 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 3 SPRUCE CT, WALDEN, NY 12586-1659 |
| Document Number | 0000036440 |
| Instrument Date | Jun 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 73 AMACKASSIN TER YONKERS NY 107032215, YONKERS, NY 10703-2215 |
| Document Number | 0000036440 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 014772/000561 |
| Instrument | 36440 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Rate | 3% |
|---|
Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Montgomery Town |
| Municipality | Walden Village |
| Unified School District | Valley Central School District (Montgomery) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $221,200 (-) Land $40,000 Building $181,200 | $597,800 (+13.5%) | |
| 2024 | $14,893.00 | ||
| 2023 | $221,200 (+0.55%) Land $40,000 Building $181,200 | $526,700 (+17.31%) Land $95,244 Building $431,456 | |
| 2022 | $220,000 Land $40,000 Building $180,000 | $449,000 Land $81,636 Building $367,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDEN VILLAGE serves 7,007 people · EPA ID NY3503559 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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