Suffolk County and Smithtown Town property record for 3 Spruce Ct, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,203 sqft · built 1961 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Nov 2021) |
| Tax Bill | $16,627 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Apr 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473405 1.-2-32 |
| Primary APN | 473405 1.-2-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,203 sqft Living Area |
| Gross Area | 2,666 sqft |
| 1st Floor Area | 992 sqft |
| 2nd Floor Area | 1,211 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Lot Area | 22,216 sqft (0.51 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 463 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 3 SPRUCE CT |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-860626 TC-71 *3074 PT LOT 10 VILLAGE WOODS SEC 1 |
| Legal Subdivision | MAP VILLAGE WOODS |
| Legal Block | 2 |
| Legal Lot Number | 32 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 134909 |
3 Spruce Ct is owned and occupied by two individuals who bought it in November 2021.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 SPRUCE CT, SMITHTOWN, NY 11787-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed, Transfer · Stand-Alone First Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 13, 2020 | Correction Deed NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on File |
| Deed Sale | Nov 17, 2021 · Amount on File |
| Prior Sale | Sep 25, 2003 · Amount on File |
| Deed Book / Page | 13130 / 42 |
| Prior Transfer Date | Dec 26, 2019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Nov 17, 2021 |
| Property Address | 3 SPRUCE CT, SMITHTOWN, NY 11787-2219 |
| Document Number | 0131300042 |
| Book / Page | 13130 / 42 |
| Instrument Date | Oct 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Document Number | 0023347204 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 23347/204 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Apr 20, 2020 |
| Property Address | 3 SPRUCE CT, SMITHTOWN, NY 11787-2219 |
| Document Number | 0130550821 |
| Book / Page | 013055 / 000821 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SPRUCE CT SMITHTOWN NY 117872219, SMITHTOWN, NY 11787-2219 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 13, 2020 |
| Property Address | 3 SPRUCE CT, SMITHTOWN, NY 11787-2219 |
| Document Number | 0130430787 |
| Book / Page | 013043 / 000787 |
| Instrument Date | Dec 26, 2019 |
| Record Updated | Feb 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 SPRUCE CT SMITHTOWN NY 117872219, SMITHTOWN, NY 11787-2219 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Municipality | Village Of The Branch |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,955 Land $500 Building $6,455 | $869,375 Land $62,500 Building $806,875 | |
| 2024 | $16,627.00 | ||
| 2023 | $6,955 Land $500 Building $6,455 | $7,995 Land $575 Building $7,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Spruce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Spruce Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures