San Juan County property record for 3 Spring St, Friday Harbor, WA 98250
| Property Type | Restaurant |
|---|---|
| Details | 6,088 sqft · built 1975 |
| Lot Size | 0.099 acres (4,299 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,476 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 351350-101-000 |
| Primary APN | 351350-101-000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,088 sqft Gross Area |
| 1st Floor Area | 3,044 sqft |
| Basement Area | 1,868 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 4,299 sqft (0.099 acres) |
| Terrain | Gentle Slope |
| View / Lot | Commercial |
| Deck Area | 464 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 14742 |
|---|---|
| Street Address | 3 SPRING ST |
| City | FRIDAY HARBOR |
| State | WA |
| Zip | 98250-7199 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | TOWN OF FRIDAY HARBOR N43.29 LTS 1-2 BLK 1, VOL. 1 PG. 2-2A SEC 13, T 35N, R 3W TOWN OF FRIDAY HARBOR N43.29 LTS 1-2 BLK 1 .10 |
| Legal Subdivision | FRIDAY HARBOR |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | SAN JUAN WA |
| Township / Civil Division | SAN JUAN ISLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960400 |
3 Spring St, a commercial property, is owned by two individuals.
Source: San Juan County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 3299, FRIDAY HARBOR, WA 98250-3299 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANNER BANK |
| Feb 15, 2017 | Deed of Trust, Mortgage · Commercial Mortgage ISLANDERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 3 SPRING ST, FRIDAY HARBOR, WA 98250-7199 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | CTC |
| Name | Verified Name |
|---|
| Document Number | 0001003017 |
|---|---|
| Date | Oct 3, 2023 |
| Instrument | 2023-1003017 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JUAN WA |
| Property Address | 3 SPRING ST, FRIDAY HARBOR, WA 98250-7199 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000215023 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017-0215023 |
| Name | ISLANDERS BANK |
|---|---|
| Type | Bank |
| Address | FRIDAY HARBOR, WA 98250 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3 Spring St was $9,476.
Source: San Juan County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | San Juan County |
| Municipality | Friday Harbor Town |
| Unified School District | San Juan Island School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,476.00 | $1,438,290 Land $881,440 Building $556,850 | $1,438,290 Land $881,440 Building $556,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRIDAY HARBOR serves 3,543 people · EPA ID WA5326595 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rock Island Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Zito Media Cable | 300 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
4G LTE only, no 5G reported
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