3 Spring Rock Pl, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 3 Spring Rock Pl, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,780 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,090,000 (Aug 2026)
Tax Bill	$14,212 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`392613 42.17-2-60`

Property Details

APN / Parcel Number

Primary APN	`392613 42.17-2-60`
Alternative APNs	`392613-042-017-0002-060-000-000` `261304201700020600000000` `00384380000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,780 sqft Living Area
Gross Area	3,700 sqft
1st Floor Area	1,280 sqft
2nd Floor Area	1,500 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	324 ft deep x 276 ft wide
View / Lot	Suburban
Garage Type	Attached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00384380000
Street Address	3 SPRING ROCK PL
City	SPRING VALLEY
State	NY
Zip	10977-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRWAY PARK SEC 01
Legal Block	2
Legal Lot Number	60.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	3
Census Block	3005
Census Tract	11510

Owner

3 Spring Rock Pl is owned and occupied by two individuals who bought it in August 2026.

Source: Rockland County and Ramapo Town records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 SPRING ROCK PL, SPRING VALLEY, NY 10977-1715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Executor's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2017	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Dec 22, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Deed Document Number	202628263
Record Updated	Oct 29, 2026

August 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ROCKLAND NY
Recording Date	Aug 18, 2026
Property Address	3 SPRING ROCK PL, SPRING VALLEY, NY 10977-1715
Document Number	0000028263
Instrument Date	Aug 7, 2026
Instrument	202628263
Transaction Type	Transfer
Record Updated	Sep 16, 2026
Title Company	TSL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,541,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRING ROCK PL, SPRING VALLEY, NY 10977-1715

Mortgage

Date	Aug 18, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 SPRING ROCK PL, SPRING VALLEY, NY 10977-1715
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002101
Date	Jan 20, 2017
Instrument	2017-00002101

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	741 Months
Due	Oct 2, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.69%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	3 SPRING ROCK PL, SPRING VALLEY, NY 10977-1715
Document Number	0000002102
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRING ROCK PL SPRING VALLEY NY 109771715, SPRING VALLEY, NY 10977-1715

Mortgage

Document Number	0000002102
Date	Jan 20, 2017
Instrument	2102

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	732 Months
Due	Jan 19, 2078

Interest

Rate Type	Adjustable Rate
Rate	4.69%

Tax Assessment & Valuation

The 2025 property tax bill for 3 Spring Rock Pl was $14,212, up 14.3% from the year before.

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	New Hempstead Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,212.00 (+14.32%)	$65,600 (-) Land $24,000 Building $41,600	$65,600 (-) Land $24,000 Building $41,600
2024	$12,432.00 (+0.14%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$65,600 (-) Land $24,000 Building $41,600	$65,600 (-) Land $24,000 Building $41,600
2023	$12,414.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$65,600 Land $24,000 Building $41,600	$65,600 Land $24,000 Building $41,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Spring Rock Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Spring Rock Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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