3 Spring Cir, Grinnell, IA 50112 Property Records

Poweshiek County property record for 3 Spring Cir, Grinnell, IA 50112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,170 sqft · built 1977
Lot Size	0.362 acres (15,750 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Apr 2021)
Tax Bill	$3,758 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0534800`

Property Details

APN / Parcel Number

Primary APN	`0534800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,170 sqft Living Area
Basement Area	1,170 sqft
Finished Basement	600 sqft
Unfinished Basement	570 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,750 sqft (0.362 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	240 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 SPRING CIR
City	GRINNELL
State	IA
Zip	50112-1038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAGGS 3RD LOT 22
Legal Subdivision	BAGGS 03
Legal Lot Number	22
Jurisdiction	POWESHIEK IA
Township / Civil Division	GRINNELL
Census Block Group	2
Census Block	2026
Census Tract	370300

Owner

3 Spring Cir is owned and occupied by an individual who bought it in April 2021.

Source: Poweshiek County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3 SPRING CIR, GRINNELL, IA 50112-1038
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on File
Deed Sale	Apr 19, 2021 · Amount on File
Prior Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20211445
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWESHIEK IA
Property Address	3 SPRING CIR, GRINNELL, IA 50112-1038
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101447
Date	Apr 19, 2021
Instrument	2021-01447

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 5, 2028

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Apr 19, 2021
Property Address	3 SPRING CIR, GRINNELL, IA 50112-1038
Document Number	0202101445
Map Reference	MB F PG 123
Instrument Date	Apr 15, 2021
Instrument	2021-01445
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRING CIR, GRINNELL, IA 50112-1038

Mortgage

Document Number	0202101446
Date	Apr 19, 2021
Instrument	2021-01446

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.88%
Max Rate At Change	5%
Index	1-Year CMT

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWESHIEK IA
Recording Date	Oct 9, 2019
Property Address	3 SPRING CIR, GRINNELL, IA 50112-1038
Document Number	0201903062
Instrument Date	Oct 9, 2019
Instrument	2019-03062
Transaction Type	Transfer
Record Updated	Nov 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 SPRING CIR, GRINNELL, IA 50112-1038
Investor	Possibly a Property Investor

Mortgage

Document Number	0201903063
Date	Oct 9, 2019
Instrument	2019-03063

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Spring Cir was $3,758 with a homeowner's exemption, down 3.5% from the year before.

Source: Poweshiek County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Poweshiek County
Municipality	Grinnell City
Unified School District	Grinnell-Newburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,758.00 (-3.54%) Homeowner's exemption	$256,560 Land $49,650 Building $206,910	$256,560 Land $49,650 Building $206,910
2024	$3,896.00
2023		$244,350 Land $46,490 Building $197,860	$244,350 Land $46,490 Building $197,860
2022	$3,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Spring Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Spring Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRINNELL WATER DEPARTMENT serves 9,564 people · EPA ID IA7930008
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Radium not recorded as resolved · Apr 2026 Gross alpha radiation not recorded as resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MCG Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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